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PennyMac Financial Services, Inc. PFSI Loans Eligible For Repurchases

Loans Eligible For Repurchases at other companies

loanDepot logo
loanDepotLDI
$1.4B+58.9%
loanDepot logo
loanDepotLDI
$1.4B+58.9%
FBR
Franklin BSP Realty TrustFBRT
$4.88M
loanDepot logo
loanDepotLDI
$1.4B+58.9%
loanDepot logo
loanDepotLDI
$1.4B+58.9%
Cavco Industries logo
Cavco IndustriesCVCO
$1.3M+173%

Other financials

Income statement

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Revenue$545.0M+26.5%
Net income$82.3M+7.9%
EPS (diluted)$1.53+7.7%

Balance sheet

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Cash & equivalents$219.5M+4.0%
Total debt$72.4M+63.3%
Total assets$31.9B+33.8%

Cash flow

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Operating cash flow-$1.3B-226%
CapEx$2.3M+506%
Free cash flow-$1.3B-226%

Valuation

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Market cap$4B-21.7%
Enterprise value$3.85B-22.7%
P/E7.9×-5.3×
P/S1.9×-1.1×

Profitability

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Net margin23.5%+3.2pp
FCF margin-149.5%

Returns & leverage

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Return on equity8.3%
Debt / equity1.4×

Where this comes from

Reported directly by PennyMac Financial Services, Inc. in its filing.

Tagged under the XBRL concept pfsi:LoansEligibleForRepurchases.

The source filing: PennyMac Financial Services, Inc.’s 10-Q, filed May 5, 2026.

Filed
May 5, 2026, 4:42 PM EDT
Fiscal quarter
Q4 FY2026
Calendar quarter
Q4 2026
Accession
0001104659-26-055690
Line itemMarch 31, 2026December 31, 2025
Mortgage servicing rights at fair value (includes $9,901,292 and $9,367,851 pledged to creditors)10,149,0369,598,941
Investment in PennyMac Mortgage Investment Trust at fair value875941
Receivable from PennyMac Mortgage Investment Trust17,50017,122
Loans eligible for repurchase8,594,4717,409,800
Other (includes $15,241 and $10,393 pledged to creditors)1,009,1681,026,913
Total assets$31,943,998$29,388,689
LIABILITIES
Assets sold under agreements to repurchase$10,177,643$8,794,002

Item 1. Financial Statements (Unaudited):

FAQ

What is PennyMac Financial Services, Inc.'s loans eligible for repurchases?
PennyMac Financial Services, Inc. (PFSI) reported loans eligible for repurchases of $8.59B in Q1 2026.
How has PennyMac Financial Services, Inc.'s loans eligible for repurchases changed year-over-year?
PennyMac Financial Services, Inc.'s loans eligible for repurchases increased by 72.6% year-over-year, from $4.98B to $8.59B.
What is the long-term trend for PennyMac Financial Services, Inc.'s loans eligible for repurchases?
Over 5 years (2020 to 2025), PennyMac Financial Services, Inc.'s loans eligible for repurchases has grown at a -12.7% compound annual growth rate (CAGR), from $14.63B to $7.41B.
What does loans eligible for repurchases mean?
This metric identifies mortgage loans that have been sold to investors but are subject to potential repurchase obligations due to defects or breaches of representations and warranties. It serves as a proxy for the quality of the company's loan origination and underwriting processes. A rising balance may indicate increased operational risk and potential future financial liabilities.

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