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loanDepot LDI Liability for loans eligible for repurchase

Liability for loans eligible for repurchase at other companies

PennyMac Financial Services, Inc. logo
PennyMac Financial Services, Inc.PFSI
$8.59B+72.6%
FBR
Franklin BSP Realty TrustFBRT
$12.91M
1st Source Corporation logo
1st Source CorporationSRCE
$50K-58.3%
Onity Group logo
Onity GroupONIT
$423.6M+2.8%
PennyMac Financial Services, Inc. logo
PennyMac Financial Services, Inc.PFSI
$8.59B+72.6%
Rithm Capital logo
Rithm CapitalRITM
$4.43B+82.0%

Other financials

Income statement

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Revenue$286.4M+4.7%
Net income-$37.5M-71.2%
EPS (diluted)-$0.16-45.5%

Balance sheet

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Cash & equivalents$277.4M-25.3%
Total debt$2.1B+4.7%
Total assets$7.2B+12.9%

Cash flow

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Operating cash flow-$169.3M+4.2%
CapEx$7.8M+15.5%
Free cash flow-$177.2M+3.5%

Valuation

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Market cap$645.42M+120%
Enterprise value$2.52B+27.5%
P/S0.5×+0.3×

Profitability

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Net margin-6.5%-0.9pp
FCF margin-74.3%+6.9pp

Where this comes from

Reported directly by loanDepot in its filing.

Tagged under the XBRL concept ldi:LoansEligibleForRepurchaseLiability.

The official record: loanDepot’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is loanDepot's liability for loans eligible for repurchase?
loanDepot (LDI) reported liability for loans eligible for repurchase of $1.34B in Q1 2026.
How has loanDepot's liability for loans eligible for repurchase changed year-over-year?
loanDepot's liability for loans eligible for repurchase increased by 31.4% year-over-year, from $1.02B to $1.34B.
What is the long-term trend for loanDepot's liability for loans eligible for repurchase?
Over 5 years (2020 to 2025), loanDepot's liability for loans eligible for repurchase has grown at a -2.9% compound annual growth rate (CAGR), from $1.25B to $1.07B.
What does liability for loans eligible for repurchase mean?
This liability represents the estimated financial obligation to repurchase loans previously sold to investors that no longer meet contractual requirements. It reflects the company's assessment of potential losses stemming from buyback demands and warranty claims. An increasing balance suggests heightened exposure to credit or underwriting risks that may impact future earnings.