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PennyMac Financial Services, Inc. PFSI Liability For Loans Eligible For Repurchase

Liability For Loans Eligible For Repurchase at other companies

FBR
Franklin BSP Realty TrustFBRT
$4.88M
loanDepot logo
loanDepotLDI
$1.4B+58.9%
loanDepot logo
loanDepotLDI
$1.4B+58.9%
loanDepot logo
loanDepotLDI
$1.4B+58.9%
loanDepot logo
loanDepotLDI
$1.4B+58.9%
Cavco Industries logo
Cavco IndustriesCVCO
$1.3M+173%

Other financials

Income statement

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Revenue$545.0M+26.5%
Net income$82.3M+7.9%
EPS (diluted)$1.53+7.7%

Balance sheet

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Cash & equivalents$219.5M+4.0%
Total debt$72.4M+63.3%
Total assets$31.9B+33.8%

Cash flow

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Operating cash flow-$1.3B-226%
CapEx$2.3M+506%
Free cash flow-$1.3B-226%

Valuation

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Market cap$4B-21.7%
Enterprise value$3.85B-22.7%
P/E7.9×-5.3×
P/S1.9×-1.1×

Profitability

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Net margin23.5%+3.2pp
FCF margin-149.5%

Returns & leverage

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Return on equity8.3%
Debt / equity1.4×

Where this comes from

Reported directly by PennyMac Financial Services, Inc. in its filing.

Tagged under the XBRL concept pfsi:LiabilityForLoansEligibleForRepurchase.

The source filing: PennyMac Financial Services, Inc.’s 10-Q, filed May 5, 2026.

Filed
May 5, 2026, 4:42 PM EDT
Fiscal quarter
Q4 FY2026
Calendar quarter
Q4 2026
Accession
0001104659-26-055690
Line itemMarch 31, 2026December 31, 2025
Payable to PennyMac Mortgage Investment Trust96,033116,585
Payable to exchanged Private National Mortgage Acceptance Company, LLC unitholders under tax receivable agreement24,75724,757
Income taxes payable1,206,4921,184,020
Liability for loans eligible for repurchase8,594,4717,409,800
Liability for losses under representations and warranties35,80534,894
Total liabilities27,618,23925,079,713
Commitments and contingencies – Note 18
STOCKHOLDERS’ EQUITY

Item 1. Financial Statements (Unaudited):

FAQ

What is PennyMac Financial Services, Inc.'s liability for loans eligible for repurchase?
PennyMac Financial Services, Inc. (PFSI) reported liability for loans eligible for repurchase of $8.59B in Q1 2026.
How has PennyMac Financial Services, Inc.'s liability for loans eligible for repurchase changed year-over-year?
PennyMac Financial Services, Inc.'s liability for loans eligible for repurchase increased by 72.6% year-over-year, from $4.98B to $8.59B.
What is the long-term trend for PennyMac Financial Services, Inc.'s liability for loans eligible for repurchase?
Over 5 years (2020 to 2025), PennyMac Financial Services, Inc.'s liability for loans eligible for repurchase has grown at a -12.7% compound annual growth rate (CAGR), from $14.63B to $7.41B.
What does liability for loans eligible for repurchase mean?
This represents the estimated liability for mortgage loans that the company may be required to repurchase from investors due to contractual obligations or eligibility criteria. It serves as a reserve for potential buybacks of loans that fail to meet specific underwriting or performance standards. High levels of this liability may indicate increased credit risk or potential quality issues within the loan production pipeline.

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