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PennyMac Financial Services, Inc. PFSI Mortgage Banking Servicing Sector — Occupancy And Equipment

Other segment segments

Mortgage Banking Lending Sector
$5.33M+29.2%

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MVBFMortgage Banking — Occupancy expense
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Other financials

Income statement

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Revenue$545.0M+26.5%
Net income$82.3M+7.9%
EPS (diluted)$1.53+7.7%

Balance sheet

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Cash & equivalents$219.5M+4.0%
Total debt$72.4M+63.3%
Total assets$31.9B+33.8%

Cash flow

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Operating cash flow-$1.3B-226%
CapEx$2.3M+506%
Free cash flow-$1.3B-226%

Valuation

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Market cap$4B-21.7%
Enterprise value$3.85B-22.7%
P/E7.9×-5.3×
P/S1.9×-1.1×

Profitability

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Net margin23.5%+3.2pp
FCF margin-149.5%

Returns & leverage

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Return on equity8.3%
Debt / equity1.4×

Where this comes from

Reported directly by PennyMac Financial Services, Inc. in its filing.

Tagged under the XBRL concept pfsi:OccupancyAndEquipment.

The source filing: PennyMac Financial Services, Inc.’s 10-Q, filed May 5, 2026.

Filed
May 5, 2026, 4:42 PM EDT
Fiscal quarter
Q4 FY2026
Calendar quarter
Q4 2026
Accession
0001104659-26-055690
Line itemProductionServicingReportable segment totalCorporate and otherConsolidated total
Servicing38,23338,23338,233
Marketing and advertising11,95151412,4658,62921,094
Professional services5,6492,0807,7296,67014,399
Occupancy and equipment5,3322,5027,8342,1579,991
Other (2)4,3995,4529,8514,50414,355
Total expenses273,345112,435385,78054,513440,293
Income (loss) before provision for income taxes$133,575$12,651$146,226$(41,535)$104,691
Segment assets at end of quarter$10,435,743$21,416,481$31,852,224$91,774$31,943,998

Item 1. Financial Statements (Unaudited):

FAQ

What is PennyMac Financial Services, Inc.'s mortgage banking servicing sector — occupancy and equipment?
PennyMac Financial Services, Inc. (PFSI) reported mortgage banking servicing sector — occupancy and equipment of $2.5M in Q1 2026.
How has PennyMac Financial Services, Inc.'s mortgage banking servicing sector — occupancy and equipment changed year-over-year?
PennyMac Financial Services, Inc.'s mortgage banking servicing sector — occupancy and equipment decreased by 8.3% year-over-year, from $2.73M to $2.5M.
What is the long-term trend for PennyMac Financial Services, Inc.'s mortgage banking servicing sector — occupancy and equipment?
Over 3 years (2022 to 2025), PennyMac Financial Services, Inc.'s mortgage banking servicing sector — occupancy and equipment has grown at a -5.1% compound annual growth rate (CAGR), from $12.35M to $10.56M.
What does mortgage banking servicing sector — occupancy and equipment mean?
Covers the costs associated with office space, facilities, and physical equipment necessary to support mortgage servicing operations. It provides insight into the fixed overhead requirements of the segment's physical infrastructure.

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