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PennyMac Financial Services, Inc. PFSI Mortgage Banking Lending Sector — Occupancy And Equipment

Other segment segments

Mortgage Banking Servicing Sector
$2.5M-8.3%

Similar metrics at other companies

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$262K-14.7%

Other financials

Income statement

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Revenue$545.0M+26.5%
Net income$82.3M+7.9%
EPS (diluted)$1.53+7.7%

Balance sheet

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Cash & equivalents$219.5M+4.0%
Total debt$72.4M+63.3%
Total assets$31.9B+33.8%

Cash flow

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Operating cash flow-$1.3B-226%
CapEx$2.3M+506%
Free cash flow-$1.3B-226%

Valuation

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Market cap$4B-21.7%
Enterprise value$3.85B-22.7%
P/E7.9×-5.3×
P/S1.9×-1.1×

Profitability

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Net margin23.5%+3.2pp
FCF margin-149.5%

Returns & leverage

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Return on equity8.3%
Debt / equity1.4×

Where this comes from

Reported directly by PennyMac Financial Services, Inc. in its filing.

Tagged under the XBRL concept pfsi:OccupancyAndEquipment.

The source filing: PennyMac Financial Services, Inc.’s 10-Q, filed May 5, 2026.

Filed
May 5, 2026, 4:42 PM EDT
Fiscal quarter
Q4 FY2026
Calendar quarter
Q4 2026
Accession
0001104659-26-055690
Line itemProductionServicingReportable segment totalCorporate and otherConsolidated total
Servicing38,23338,23338,233
Marketing and advertising11,95151412,4658,62921,094
Professional services5,6492,0807,7296,67014,399
Occupancy and equipment5,3322,5027,8342,1579,991
Other (2)4,3995,4529,8514,50414,355
Total expenses273,345112,435385,78054,513440,293
Income (loss) before provision for income taxes$133,575$12,651$146,226$(41,535)$104,691
Segment assets at end of quarter$10,435,743$21,416,481$31,852,224$91,774$31,943,998

Item 1. Financial Statements (Unaudited):

FAQ

What is PennyMac Financial Services, Inc.'s mortgage banking lending sector — occupancy and equipment?
PennyMac Financial Services, Inc. (PFSI) reported mortgage banking lending sector — occupancy and equipment of $5.33M in Q1 2026.
How has PennyMac Financial Services, Inc.'s mortgage banking lending sector — occupancy and equipment changed year-over-year?
PennyMac Financial Services, Inc.'s mortgage banking lending sector — occupancy and equipment increased by 29.2% year-over-year, from $4.13M to $5.33M.
What is the long-term trend for PennyMac Financial Services, Inc.'s mortgage banking lending sector — occupancy and equipment?
Over 3 years (2022 to 2025), PennyMac Financial Services, Inc.'s mortgage banking lending sector — occupancy and equipment has grown at a -6.4% compound annual growth rate (CAGR), from $21.65M to $17.73M.
What does mortgage banking lending sector — occupancy and equipment mean?
Reflects the costs associated with leasing or maintaining physical office space and the necessary hardware or equipment required to conduct mortgage lending operations. This metric provides insight into the fixed overhead burden of the segment's physical footprint.

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