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Onity Group ONIT Lending — Occupancy, equipment and mailing

Other segment segments

Servicing
$7.2M+1.4%
Originations
$800K+14.3%
Corporate Segment and Other Operating Segment
$500K+25.0%

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$649K-21.7%
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BPOPOccupancy and equipment
$27.3M+0.3%
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CBNKOccupancy and equipment
$3.56M+22.4%

Other financials

Income statement

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Revenue$294.3M+17.8%
Net income$7.6M-65.6%
EPS (diluted)$0.74-70.4%

Balance sheet

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Cash & equivalents$182.5M+2.5%
Total debt$2.2B+38.8%
Total equity$629.2M+36.7%
Total assets$17.7B+9.1%

Cash flow

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Operating cash flow-$1.6B-974%
CapEx$100.0K-66.7%
Free cash flow-$1.6B-971%

Valuation

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Market cap$311.23M+3.8%
Enterprise value$2.33B+36.4%
P/E1.8×
P/S0.3×0.0×

Profitability

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Net margin15.7%
FCF margin-97.9%-126pp

Returns & leverage

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Return on equity32.1%
Debt / equity3.5×+0.1×

Where this comes from

Reported directly by Onity Group in its filing.

Tagged under the XBRL concept us-gaap:OccupancyNet.

The official record: Onity Group’s 10-K, filed February 17, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Onity Group's lending — occupancy, equipment and mailing?
Onity Group (ONIT) reported lending — occupancy, equipment and mailing of $800K in Q4 2025.
How has Onity Group's lending — occupancy, equipment and mailing changed year-over-year?
Onity Group's lending — occupancy, equipment and mailing increased by 33.3% year-over-year, from $600K to $800K.
What is the long-term trend for Onity Group's lending — occupancy, equipment and mailing?
Over 4 years (2021 to 2025), Onity Group's lending — occupancy, equipment and mailing has grown at a -17.5% compound annual growth rate (CAGR), from $6.9M to $3.2M.
What does lending — occupancy, equipment and mailing mean?
Represents the fixed and variable costs associated with physical office space, hardware, software equipment, and document distribution services for the lending business. Monitoring these costs helps assess the operational overhead required to maintain mortgage origination and purchasing infrastructure.