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Ameris Bancorp ABCB Retail Mortgage — Occupancy and equipment

Other segment segments

Banking Division
$10.93M+11.5%
Premium  Finance  Division
$38K+2.7%
Warehouse Lending
$8K+14.3%

Similar metrics at other companies

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BPOPOccupancy and equipment
$27.3M+0.3%
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MTBOccupancy and equipment
$133M+0.8%
Axos Financial logo
AXOccupancy and equipment
$5.77M+24.2%
KeyCorp logo
KEYOccupancy and equipment
$68M+1.5%
Huntington Bancshares logo
HBANOccupancy and equipment
$85M+30.8%
Dillards logo
DDSOccupancy and equipment
$3.89M-15.4%

Other financials

Income statement

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Revenue$314.4M+10.0%
Net income$110.5M+25.7%
EPS (diluted)$1.63+28.3%

Balance sheet

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Cash & equivalents$1.3B+2.9%
Total debt$50.7M-5.1%
Total equity$4.1B+6.8%
Total assets$28.1B+6.0%

Cash flow

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Operating cash flow$257.1M+120%
CapEx$7.7M+188%
Free cash flow$249.4M+118%

Valuation

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Market cap$5.89B+33.1%
P/E13.6×+1.7×
P/S4.8×+1.0×

Profitability

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Net margin35.2%+3.1pp
FCF margin40.8%+20.2pp

Returns & leverage

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Return on equity11%+0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept us-gaap:OccupancyNet.

The official record: Ameris Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ameris Bancorp's retail mortgage — occupancy and equipment?
Ameris Bancorp (ABCB) reported retail mortgage — occupancy and equipment of $649K in Q1 2026.
How has Ameris Bancorp's retail mortgage — occupancy and equipment changed year-over-year?
Ameris Bancorp's retail mortgage — occupancy and equipment decreased by 21.7% year-over-year, from $829K to $649K.
What is the long-term trend for Ameris Bancorp's retail mortgage — occupancy and equipment?
Over 4 years (2021 to 2025), Ameris Bancorp's retail mortgage — occupancy and equipment has grown at a -15.6% compound annual growth rate (CAGR), from $6.21M to $3.15M.
What does retail mortgage — occupancy and equipment mean?
This represents the fixed costs associated with maintaining physical office space and the equipment necessary to support retail mortgage operations. It reflects the overhead burden required to sustain the segment's physical infrastructure.