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Ameris Bancorp ABCB Premium Finance Division — Occupancy and equipment
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Where this comes from
Reported directly by Ameris Bancorp in its filing.
Tagged under the XBRL concept us-gaap:OccupancyNet.
The source filing: Ameris Bancorp’s 10-Q, filed August 7, 2026.
- Filed
- Aug 7, 2026, 3:07 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0000351569-26-000143
| (dollars in thousands) | Three Months Ended June 30, 2026 / Banking Division | Three Months Ended June 30, 2026 / Retail Mortgage Division | Three Months Ended June 30, 2026 / Warehouse Lending Division | Three Months Ended June 30, 2026 / Premium Finance Division | Total |
|---|---|---|---|---|---|
| Noninterest income | 40,569 | 32,151 | 794 | 18 | 73,532 |
| Noninterest expense | |||||
| Salaries and employee benefits | 66,668 | 21,493 | 468 | 2,865 | 91,494 |
| Occupancy and equipment | 11,823 | 685 | 7 | 40 | 12,555 |
| Data processing and communications expenses | 14,041 | 1,302 | 59 | 169 | 15,571 |
| Other expenses(1) | 110,933 | 11,587 | 184 | 390 | 123,094 |
| Total noninterest expense | 203,465 | 35,067 | 718 | 3,464 | 242,714 |
| Income before income tax expense | 32,406 | 16,274 | 8,717 | 8,652 | 66,049 |
Item 1. Financial Statements.
FAQ
- What is Ameris Bancorp's premium finance division — occupancy and equipment?
- Ameris Bancorp (ABCB) reported premium finance division — occupancy and equipment of $40K in Q2 2026.
- How has Ameris Bancorp's premium finance division — occupancy and equipment changed year-over-year?
- Ameris Bancorp's premium finance division — occupancy and equipment increased by 11.1% year-over-year, from $36K to $40K.
- What is the long-term trend for Ameris Bancorp's premium finance division — occupancy and equipment?
- Over 4 years (2021 to 2025), Ameris Bancorp's premium finance division — occupancy and equipment has grown at a -17.2% compound annual growth rate (CAGR), from $317K to $149K.
- What does premium finance division — occupancy and equipment mean?
- This metric represents the costs associated with physical office space, facilities, and equipment utilized by the premium finance division. It reflects the fixed overhead required to support the segment's operational footprint. Tracking these costs is important for assessing the overall efficiency and cost-to-income ratio of the division.
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