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Ameris Bancorp ABCB Premium  Finance  Division — Occupancy and equipment

Other segment segments

Banking Division
$10.93M+11.5%
Retail Mortgage
$649K-21.7%
Warehouse Lending
$8K+14.3%

Similar metrics at other companies

Axos Financial logo
AXOccupancy and equipment
$5.77M+24.2%
Murphy Oil logo
MUROccupancy and equipment
$143.46M-30.0%
Ollie's Bargain Outlet Holdings, Inc. logo
OLLIOccupancy and equipment
$36.45M+13.4%
First Financial Bankshares logo
FFINOccupancy and equipment
$3.63M-2.4%
MGY
MGYOccupancy and equipment
$47.75M+1.4%
FTI Consulting logo
FCNOccupancy and equipment
$12.84M+1.8%

Other financials

Income statement

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Revenue$314.4M+10.0%
Net income$110.5M+25.7%
EPS (diluted)$1.63+28.3%

Balance sheet

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Cash & equivalents$1.3B+2.9%
Total debt$50.7M-5.1%
Total equity$4.1B+6.8%
Total assets$28.1B+6.0%

Cash flow

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Operating cash flow$257.1M+120%
CapEx$7.7M+188%
Free cash flow$249.4M+118%

Valuation

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Market cap$5.89B+33.1%
P/E13.6×+1.7×
P/S4.8×+1.0×

Profitability

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Net margin35.2%+3.1pp
FCF margin40.8%+20.2pp

Returns & leverage

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Return on equity11%+0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept us-gaap:OccupancyNet.

The official record: Ameris Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ameris Bancorp's premium  finance  division — occupancy and equipment?
Ameris Bancorp (ABCB) reported premium  finance  division — occupancy and equipment of $38K in Q1 2026.
How has Ameris Bancorp's premium  finance  division — occupancy and equipment changed year-over-year?
Ameris Bancorp's premium  finance  division — occupancy and equipment increased by 2.7% year-over-year, from $37K to $38K.
What is the long-term trend for Ameris Bancorp's premium  finance  division — occupancy and equipment?
Over 4 years (2021 to 2025), Ameris Bancorp's premium  finance  division — occupancy and equipment has grown at a -17.2% compound annual growth rate (CAGR), from $317K to $149K.
What does premium  finance  division — occupancy and equipment mean?
This metric represents the costs associated with physical office space, facilities, and equipment utilized by the premium finance division. It reflects the fixed overhead required to support the segment's operational footprint. Tracking these costs is important for assessing the overall efficiency and cost-to-income ratio of the division.