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Peapack-Gladstone Financial PGC Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff

Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff at other companies

ACNB logo
ACNBACNB
$6K-57.1%
Independent Bank Corp logo
Independent Bank CorpINDB
$10K-99.5%
Peapack-Gladstone Financial logo
Peapack-Gladstone FinancialPGC
$659K
NBT
NBT BancorpNBTB
$362K-47.8%
Paccar logo
PaccarPCAR
$9.1M-9.5%
Ford Motor Company logo
Ford Motor CompanyF
$49M+16.7%

Other financials

Income statement

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Revenue$86.1M+23.4%
Net income$16.0M+101%
EPS (diluted)$0.86+91.1%

Balance sheet

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Cash & equivalents$253.9M-19.6%
Total debt$117.5M+173%
Total equity$715.8M+13.7%
Total assets$8.0B+10.7%

Cash flow

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Operating cash flow$51.2M+221%
CapEx$2.6M-56.2%
Free cash flow$48.6M

Valuation

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Market cap$814.87M+85.6%
Enterprise value$678.42M+308%
P/E15.7×+2.1×
P/S2.6×+0.8×

Profitability

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Net margin16.4%+3.5pp
FCF margin14.2%-6.9pp

Returns & leverage

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Return on equity7.7%+2.4pp
Debt / equity0.2×+0.1×

Where this comes from

Reported directly by Peapack-Gladstone Financial in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff.

The source filing: Peapack-Gladstone Financial’s 10-Q, filed November 7, 2025.

Filed
Nov 7, 2025
Fiscal quarter
Q3 FY2025
Calendar quarter
Q3 2025
Accession
0001193125-25-271685
(In thousands) / Current period gross charge-offs2025 / —2024 / —2023 / —2022 / —2021 / —2020 / and Prior / —Revolving / —Revolving- / Term / —Total / —
Current period gross charge-offs43034
Total:
Pass978,798552,376377,954811,130926,7301,265,382775,340137,5945,825,304
Special mention1,21522,17619,7778,4874984,38156,534
Substandard10,2532,96822,36412,38255,06719,55112,397134,982
Doubtful
Total Loans$$978,798$562,629$382,137$855,670$958,889$1,328,936$795,389$154,3726,016,820
Total Current Period Gross Charge-offs$2,517$17,811$49$3020,407

Item 1. Financial Statements

FAQ

What is Peapack-Gladstone Financial's financing receivable, year three, originated, two years before current fiscal year, writeoff?
Peapack-Gladstone Financial (PGC) reported financing receivable, year three, originated, two years before current fiscal year, writeoff of $659K in Q3 2025.
What does financing receivable, year three, originated, two years before current fiscal year, writeoff mean?
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff as reported by Peapack-Gladstone Financial Corp.

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