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NBT Bancorp NBTB Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff

Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff at other companies

ACNB logo
ACNBACNB
$6K-57.1%
Independent Bank Corp logo
Independent Bank CorpINDB
$10K-99.5%
Peapack-Gladstone Financial logo
Peapack-Gladstone FinancialPGC
$659K
NBT
NBT BancorpNBTB
$362K-47.8%
Paccar logo
PaccarPCAR
$9.1M-9.5%
Ford Motor Company logo
Ford Motor CompanyF
$49M+16.7%

Other financials

Income statement

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Revenue$186.7M+9.1%
Net income$53.0M+136%
EPS (diluted)$1.02+132%

Balance sheet

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Cash & equivalents$294.7M-45.6%
Total debt$316.4M+180%
Total equity$1.9B+7.7%
Total assets$16.2B+1.2%

Cash flow

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Operating cash flow$61.9M+33.2%
CapEx$1.4M-41.6%
Free cash flow$60.5M+37.1%

Valuation

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Market cap$2.75B+28.7%
Enterprise value$2.77B+62.3%
P/E12.9×-3.2×
P/S3.7×+0.3×

Profitability

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Net margin28.8%+7.4pp
FCF margin33.1%+4.8pp

Returns & leverage

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Return on equity11.4%+3.3pp
Debt / equity0.2×+0.1×

Where this comes from

Reported directly by NBT Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff.

The source filing: NBT Bancorp’s 10-Q, filed August 7, 2026. Open the filing →

Filed
Aug 7, 2026, 4:04 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001140361-26-031820

FAQ

What is NBT Bancorp's financing receivable, year three, originated, two years before current fiscal year, writeoff?
NBT Bancorp (NBTB) reported financing receivable, year three, originated, two years before current fiscal year, writeoff of $362K in Q2 2026.
How has NBT Bancorp's financing receivable, year three, originated, two years before current fiscal year, writeoff changed year-over-year?
NBT Bancorp's financing receivable, year three, originated, two years before current fiscal year, writeoff decreased by 47.8% year-over-year, from $693K to $362K.
What does financing receivable, year three, originated, two years before current fiscal year, writeoff mean?
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff as reported by NBT Bancorp Inc.

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