Operating
Change in unearned premiums
Progressive Change in unearned premiums increased by 275.8% to $487.00M in Q3 2025 compared to the prior quarter. Year-over-year, this metric declined by 55.4%, from $1.09B to $487.00M. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
StatementCash Flow Statement
SectionOperating
CategoryGrowth
SignalHigher is better
VolatilityModerate
First reportedQ1 2013
Last reportedQ3 2025
How to read this metric
An increase signals growth in new policy sales and provides immediate cash flow, whereas a decrease suggests a shrinking book of business or high policy expirations.
Detailed definition
The change in the portion of insurance premiums written that relates to the unexpired term of policies in force. This re...
Peer comparison
Standard across the insurance industry; it reflects the timing difference between cash collection and revenue recognition.
Metric ID:
cf_change_in_unearned_premiumsHistorical Data
14 periods
| Q2 '21 | Q3 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q1 '25 | Q2 '25 | Q3 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $443.10M | $1.12B | $1.38B | $283.40M | $522.10M | $2.55B | $225.80M | $691.60M | $2.77B | $773.10M | $1.09B | $2.75B | -$277.00M | $487.00M |
| QoQ Change | — | +151.7% | +23.3% | -79.4% | +84.2% | +388.5% | -91.1% | +206.3% | +301.0% | -72.1% | +41.3% | +152.2% | -110.1% | +275.8% |
| YoY Change | — | — | — | -36.0% | -53.2% | +85.4% | -20.3% | +32.5% | +8.7% | +242.4% | +57.9% | -0.7% | -135.8% | -55.4% |
Range-$277.00M – $2.77B
CAGR+2.9%
Avg YoY Growth+11.4%
Median YoY Growth-0.7%
Change in unearned premiums at Other Companies
Frequently Asked Questions
- What is Progressive's change in unearned premiums?
- Progressive (PGR) reported change in unearned premiums of $487.00M in Q3 2025.
- How has Progressive's change in unearned premiums changed year-over-year?
- Progressive's change in unearned premiums decreased by 55.4% year-over-year, from $1.09B to $487.00M.
- What does change in unearned premiums mean?
- The change in insurance payments received from customers for coverage that hasn't happened yet.