What is Pultegroup's financial services — long-term line of credit?

Pultegroup (PHM) reported financial services — long-term line of credit of $532.30M in Q4 2025.

How has Pultegroup's financial services — long-term line of credit changed year-over-year?

Pultegroup's financial services — long-term line of credit increased by 1.0% year-over-year, from $526.90M to $532.30M.

What does financial services — long-term line of credit mean?

The long-term borrowing capacity used by the financial services segment to fund mortgage operations.

Discontinued — last reported Q4 '25

Business Segments · Long-term line of credit

Financial Services — Long-term line of credit

Pultegroup Financial Services — Long-term line of credit increased by 1.0% to $532.30M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 1.0%, from $526.90M to $532.30M. This is a positive signal — higher values indicate stronger performance for this metric.

Analysis

StatementSegment

CategoryLiquidity

SignalHigher is better

VolatilityStable

First reportedQ4 2014

Last reportedQ4 2025

Rolls up toDebt Instrument Face Amount

How to read this metric

Adequate long-term credit ensures operational stability and the ability to meet mortgage demand without liquidity constraints.

Detailed definition

This represents the long-term debt facilities available to the financial services segment to fund its mortgage originati...

Peer comparison

Standard for mortgage banking operations that rely on warehouse lines of credit.

Metric ID: phm_segment_financial_services_long_term_line_of_credit

Historical Data

9 periods

	Q2 '21	Q3 '21	Q4 '21	Q1 '22	Q2 '22	Q4 '22	Q4 '23	Q4 '24	Q4 '25
Value	$352.60M	$476.50M	$626.10M	$396.10M	$442.80M	$586.70M	$499.60M	$526.90M	$532.30M
QoQ Change	—	+35.1%	+31.4%	-36.7%	+11.8%	+32.5%	-14.8%	+5.5%	+1.0%
YoY Change	—	—	—	—	+25.6%	-6.3%	-14.8%	+5.5%	+1.0%

Range$352.60M – $626.10M

CAGR+22.9%

Avg YoY Growth+2.2%

Median YoY Growth+1.0%

Current Streak2 quarters growth

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Frequently Asked Questions

What is Pultegroup's financial services — long-term line of credit?: Pultegroup (PHM) reported financial services — long-term line of credit of $532.30M in Q4 2025.
How has Pultegroup's financial services — long-term line of credit changed year-over-year?: Pultegroup's financial services — long-term line of credit increased by 1.0% year-over-year, from $526.90M to $532.30M.
What does financial services — long-term line of credit mean?: The long-term borrowing capacity used by the financial services segment to fund mortgage operations.