Discontinued — last reported Q4 '19

Current Liabilities

Self-Insurance Reserve

Pultegroup Self-Insurance Reserve increased by 3.1% to $267.51M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 3.2%, from $276.29M to $267.51M. Over 5 years (FY 2020 to FY 2025), Self-Insurance Reserve shows a downward trend with a -16.6% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementBalance Sheet Statement
SectionCurrent Liabilities
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ4 2018
Last reportedQ4 2019

How to read this metric

A significant increase may indicate higher operational risk or a shift in the company's insurance strategy.

Detailed definition

The total accrued liability for estimated losses under self-insured retention programs, covering risks the company choos...

Peer comparison

Standard for large enterprises that utilize self-insurance to optimize insurance premiums and risk management.

Metric ID: self_insurance_reserve

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$620.62M$624.66M$627.07M$644.28M$652.69M$679.29M$635.86M$652.75M$605.19M$622.98M$563.10M$547.62M$506.52M$517.66M$267.47M$276.29M$273.45M$282.02M$259.41M$267.51M
QoQ Change+0.7%+0.4%+2.7%+1.3%+4.1%-6.4%+2.7%-7.3%+2.9%-9.6%-2.7%-7.5%+2.2%-48.3%+3.3%-1.0%+3.1%-8.0%+3.1%
YoY Change+5.2%+8.7%+1.4%+1.3%-7.3%-8.3%-11.4%-16.1%-16.3%-16.9%-52.5%-49.5%-46.0%-45.5%-3.0%-3.2%
Range$259.41M$679.29M
CAGR-16.2%
Avg YoY Growth-16.2%
Median YoY Growth-9.9%

Frequently Asked Questions

What is Pultegroup's self-insurance reserve?
Pultegroup (PHM) reported self-insurance reserve of $267.51M in Q1 2026.
How has Pultegroup's self-insurance reserve changed year-over-year?
Pultegroup's self-insurance reserve decreased by 3.2% year-over-year, from $276.29M to $267.51M.
What is the long-term trend for Pultegroup's self-insurance reserve?
Over 5 years (2020 to 2025), Pultegroup's self-insurance reserve has grown at a -16.6% compound annual growth rate (CAGR), from $641.78M to $259.41M.
What does self-insurance reserve mean?
The total amount reserved to cover potential losses from self-insured risks.