What is Phreesia's long-term cardholder receivables?

Phreesia (PHR) reported long-term cardholder receivables of $59.49M in Q1 2026.

What does long-term cardholder receivables mean?

This represents the portion of cardholder receivables that is not expected to be collected within the next twelve months. It indicates longer-term credit exposure related to payment processing services provided to healthcare clients. A significant balance may suggest extended payment terms or potential credit risk management challenges.

Phreesia PHR Long-term cardholder receivables

Long-term cardholder receivables at other companies

Mercado LibreMELI

$163M—

Ally FinancialALLY

$375M-22.2%

EvercoreEVR

$175.12M+35.7%

ATN InternationalATNI

$32.33M-19.7%

ConocoPhillipsCOP

$110M-2.7%

NNN REITNNN

$3.81M+6.4%

Other financials

Income statement

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Revenue$130.9M+12.9%

Gross profit$113.3M+14.1%

Operating income$6.7M+305%

Net income$3.0M+176%

EPS (diluted)$0.05+171%

Balance sheet

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Cash & equivalents$73.8M-12.3%

Total debt$98.3M+242%

Total equity$359.1M+27.3%

Total assets$666.1M+66.4%

Cash flow

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Operating cash flow$23.9M+61.1%

CapEx$4.3M+23.0%

Free cash flow$19.6M+72.9%

Valuation

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Market cap$564.34M-63.8%

P/E61.5×—

P/S1.1×-2.5×

Profitability

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Gross margin85.4%+0.8pp

Operating margin0.7%+0.4pp

Net margin1.9%+1.0pp

FCF margin15.3%+6.9pp

Returns & leverage

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Return on equity2.9%+1.5pp

Debt / equity0.3×+0.2×

Current ratio1.8×-0.2×

Where this comes from

Reported directly by Phreesia in its filing.

Tagged under the XBRL concept phr:CardholderReceivablesNonCurrent.

The official record: Phreesia’s 10-Q, filed May 28, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Phreesia's long-term cardholder receivables?: Phreesia (PHR) reported long-term cardholder receivables of $59.49M in Q1 2026.
What does long-term cardholder receivables mean?: This represents the portion of cardholder receivables that is not expected to be collected within the next twelve months. It indicates longer-term credit exposure related to payment processing services provided to healthcare clients. A significant balance may suggest extended payment terms or potential credit risk management challenges.