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Palomar Holdings, Inc. PLMR Change in loss reserves

Change in loss reserves at other companies

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Everest GroupEG
$553M-58.8%
Old Republic International logo
Old Republic InternationalORI
$78.7M-13.1%
Kinsale Capital Group logo
Kinsale Capital GroupKNSL
$151.3M+2.1%
Axis Capital Holders logo
Axis Capital HoldersAXS
$187.86M-32.6%
RenaissanceRe Holdings logo
RenaissanceRe HoldingsRNR
-$11.29M-101%
American Financial Group logo
American Financial GroupAFG
-$5M+94.0%

Other financials

Income statement

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Revenue$278.9M+59.7%
Net income$42.9M+0.1%
EPS (diluted)$1.570.0%

Balance sheet

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Cash & equivalents$56.5M-52.6%
Total debt$297.4M
Total equity$959.0M+21.3%
Total assets$3.6B+48.9%

Cash flow

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Operating cash flow$47.0M-46.1%
CapEx--100%
Free cash flow$47.0M-46.0%

Valuation

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Market cap$3.08B-12.8%
Enterprise value$3.32B
P/E16.1×-10.8×
P/S3.1×-2.6×

Profitability

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Net margin19.5%-2.0pp
FCF margin37.6%-14.0pp

Returns & leverage

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Return on equity21.8%+1.5pp
Debt / equity0.3×

Where this comes from

Reported directly by Palomar Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInLiabilityForClaimsAndClaimsAdjustmentExpenseReserve.

The official record: Palomar Holdings, Inc.’s 10-K, filed February 24, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Palomar Holdings, Inc.'s change in loss reserves?
Palomar Holdings, Inc. (PLMR) reported change in loss reserves of $44.52M in Q4 2025.
How has Palomar Holdings, Inc.'s change in loss reserves changed year-over-year?
Palomar Holdings, Inc.'s change in loss reserves increased by 10.5% year-over-year, from $40.28M to $44.52M.
What is the long-term trend for Palomar Holdings, Inc.'s change in loss reserves?
Over 4 years (2021 to 2025), Palomar Holdings, Inc.'s change in loss reserves has grown at a 41.6% compound annual growth rate (CAGR), from $44.33M to $178.06M.
What does change in loss reserves mean?
This represents the change in the estimated liability for unpaid claims and claims adjustment expenses, including those incurred but not yet reported. It is a fundamental measure of an insurer's long-term obligations and the adequacy of its underwriting assumptions. Significant changes in this balance can indicate shifts in claim frequency, severity, or the company's overall risk exposure.