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PNC Financial Services PNC Q2 2025 earnings

Reported July 16, 2025 · Before market open

Revenue$5.7BBeat by $54.2M
EPS$3.85Beat by $0.30
Revenue estimate$5.6B
EPS estimate$3.55

Next report

Oct 15, 2026 (In 1 week)
Revenue estimate$6.6B
EPS estimate$4.91

Financials

Q2 2025

Income statement

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Revenue$5.7B+4.6%
Net income$1.6B+10.2%
EPS (diluted)$3.85+13.6%

Balance sheet

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Cash & equivalents$29.4B-23.4%
Total debt$60.4B-15.4%
Total equity$57.6B+9.4%
Total assets$559.11B+0.5%

Cash flow

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Operating cash flow$1.5B+43.0%

Valuation & ratios

Valuation

as of 06/30/25
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Market cap$72B+15.8%
Enterprise value$103.02B+8.2%
P/E11.5×-0.3×
P/S3.3×+0.3×

Profitability

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Net margin28.3%+3.4pp

Returns & leverage

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Return on equity11.4%+1.0pp
Debt / equity1×-0.3×

Segments

By product

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Treasury management fees$415.0M+8.6%
Asset management fees$241.0M—
Capital markets and advisory$216.0M—
Debit card fees$182.0M—
Interchange Fees$177.0M—

By segment

See full
Retail Banking$3.8B—
Corporate & Institutional Banking$2.8B—
Asset Management Group$428.0M—
Other activities-$1.4B—

FAQ

When did PNC Financial Services report Q2 2025 earnings?
PNC Financial Services (PNC) reported Q2 2025 earnings on July 16, 2025 before market open.
What were PNC Financial Services's Q2 2025 revenue and EPS?
PNC Financial Services reported revenue of $5.7B and eps of $3.85 for Q2 2025.
Did PNC Financial Services beat estimates in Q2 2025?
Revenue beat the consensus estimate of $5.6B by $54.2M. EPS beat the consensus estimate of $3.55 by $0.30.
How did PNC Financial Services's Q2 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 21.2% from $4.7B a year earlier and eps grew 16.7% from $3.30.
Where can I find PNC Financial Services's Q2 2025 SEC filings?
You can read the 8-K earnings release (0000713676-25-000051) and the 10-Q periodic report (0000713676-25-000060) directly on SEC EDGAR. The filing index links above go to sec.gov.