Revenue

Interest and Fee Income on Loans and Leases

PNC Financial Services Interest and Fee Income on Loans and Leases decreased by 2.3% to $4.64B in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 1.9%, from $4.73B to $4.64B. Over 4 years (FY 2021 to FY 2025), Interest and Fee Income on Loans and Leases shows an upward trend with a 19.7% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementIncome Statement
SectionRevenue
CategoryProfitability
SignalHigher is better
VolatilityStable
First reportedQ1 2013
Last reportedQ4 2025

How to read this metric

An increase suggests higher loan volume or improved yields, while a decrease may indicate lower lending activity or competitive pricing pressure.

Detailed definition

This metric represents the total interest and fee revenue generated from the bank's portfolio of loans and lease financi...

Peer comparison

Standard across all commercial and retail banks as 'Interest Income on Loans'.

Metric ID: is_bac_interest_and_fee_income_loans_and_leases

Historical Data

19 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Value$2.16B$2.44B$2.41B$2.29B$2.50B$3.14B$3.86B$4.26B$4.52B$4.64B$4.88B$4.82B$4.84B$4.95B$4.73B$4.47B$4.61B$4.75B$4.64B
QoQ Change+12.8%-0.9%-5.0%+9.2%+25.3%+23.0%+10.3%+6.2%+2.7%+5.0%-1.1%+0.5%+2.3%-4.5%-5.5%+3.1%+3.1%-2.3%
YoY Change+15.9%+28.8%+59.9%+85.7%+80.6%+48.0%+26.3%+13.2%+7.1%+6.7%-3.0%-7.2%-4.8%-4.1%-1.9%
Range$2.16B$4.95B
CAGR+18.5%
Avg YoY Growth+23.4%
Median YoY Growth+13.2%

Interest and Fee Income on Loans and Leases at Other Companies

Frequently Asked Questions

What is PNC Financial Services's interest and fee income on loans and leases?
PNC Financial Services (PNC) reported interest and fee income on loans and leases of $4.64B in Q4 2025.
How has PNC Financial Services's interest and fee income on loans and leases changed year-over-year?
PNC Financial Services's interest and fee income on loans and leases decreased by 1.9% year-over-year, from $4.73B to $4.64B.
What is the long-term trend for PNC Financial Services's interest and fee income on loans and leases?
Over 4 years (2021 to 2025), PNC Financial Services's interest and fee income on loans and leases has grown at a 19.7% compound annual growth rate (CAGR), from $9.01B to $18.47B.
What does interest and fee income on loans and leases mean?
Total interest and fees earned from lending activities and lease agreements.