Interest Expense, Borrowings
PNC Financial Services Interest Expense, Borrowings decreased by 12.7% to $785.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 18.3%, from $961.00M to $785.00M. Over 4 years (FY 2021 to FY 2025), Interest Expense, Borrowings shows an upward trend with a 75.2% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
Lower interest expense is generally preferred as it improves net income, though it depends on the company's leverage strategy and interest rate environment.
Detailed definition
The cost incurred by the company for the use of borrowed funds, including interest on debt instruments and credit facili...
Peer comparison
Standard metric for assessing the cost of debt across all companies with significant leverage.
is_ms_interest_expense_borrowingsHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $90.00M | $90.00M | $86.00M | $83.00M | $142.00M | $317.00M | $613.00M | $783.00M | $903.00M | $993.00M | $1.10B | $1.16B | $1.18B | $1.18B | $961.00M | $846.00M | $870.00M | $899.00M | $785.00M |
| QoQ Change | — | +0.0% | -4.4% | -3.5% | +71.1% | +123.2% | +93.4% | +27.7% | +15.3% | +10.0% | +11.2% | +5.0% | +2.0% | +0.0% | -18.7% | -12.0% | +2.8% | +3.3% | -12.7% |
| YoY Change | — | — | — | — | +57.8% | +252.2% | +612.8% | +843.4% | +535.9% | +213.2% | +80.1% | +48.0% | +30.9% | +19.0% | -13.0% | -27.0% | -26.4% | -23.9% | -18.3% |
Interest Expense, Borrowings at Other Companies
Frequently Asked Questions
- What is PNC Financial Services's interest expense, borrowings?
- PNC Financial Services (PNC) reported interest expense, borrowings of $785.00M in Q4 2025.
- How has PNC Financial Services's interest expense, borrowings changed year-over-year?
- PNC Financial Services's interest expense, borrowings decreased by 18.3% year-over-year, from $961.00M to $785.00M.
- What is the long-term trend for PNC Financial Services's interest expense, borrowings?
- Over 4 years (2021 to 2025), PNC Financial Services's interest expense, borrowings has grown at a 75.2% compound annual growth rate (CAGR), from $361.00M to $3.40B.
- What does interest expense, borrowings mean?
- The cost of interest paid on the company's debt.