Other
Allowance for unfunded lending related commitments
PNC Financial Services Allowance for unfunded lending related commitments increased by 13.6% to $201M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 13.6%, from $177M to $201M. Over 5 years (FY 2020 to FY 2025), Allowance for unfunded lending related commitments shows an upward trend with a 7.3% CAGR.
Analysis
StatementBalance Sheet Statement
SectionOther
CategoryRisk
SignalContext dependent
VolatilityModerate
First reportedQ4 2019
Last reportedQ4 2025Feb 20, 2026
How to read this metric
An increase suggests the company is setting aside more capital for potential future credit draws, reflecting a cautious outlook on client liquidity.
Detailed definition
This metric tracks the deferred tax assets related to reserves established for unfunded lending commitments, such as lin...
Peer comparison
Common for banks with large corporate and institutional lending portfolios.
Metric ID:
other_deferred_tax_assets_tax_deferred_expense_reserves__481d70Historical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | $161M | $170M | $161M | $177M | $201M |
| QoQ Change | — | +5.6% | -5.3% | +9.9% | +13.6% |
| YoY Change | — | +5.6% | -5.3% | +9.9% | +13.6% |
Range$161M – $201M
CAGR+24.8%
Avg YoY Growth+5.9%
Median YoY Growth+7.8%
Current Streak2 quarters growth
Allowance for unfunded lending related commitments at Other Companies
Frequently Asked Questions
- What is PNC Financial Services's allowance for unfunded lending related commitments?
- PNC Financial Services (PNC) reported allowance for unfunded lending related commitments of $201M in Q4 2025.
- How has PNC Financial Services's allowance for unfunded lending related commitments changed year-over-year?
- PNC Financial Services's allowance for unfunded lending related commitments increased by 13.6% year-over-year, from $177M to $201M.
- What is the long-term trend for PNC Financial Services's allowance for unfunded lending related commitments?
- Over 5 years (2020 to 2025), PNC Financial Services's allowance for unfunded lending related commitments has grown at a 7.3% compound annual growth rate (CAGR), from $141M to $201M.
- What does allowance for unfunded lending related commitments mean?
- The tax benefit arising from reserves set aside for potential future lending obligations.