Other
Mortgage servicing rights
PNC Financial Services Mortgage servicing rights decreased by 2.3% to $424M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 2.3%, from $434M to $424M. Over 4 years (FY 2021 to FY 2025), Mortgage servicing rights shows an upward trend with a 47.7% CAGR.
Analysis
StatementBalance Sheet Statement
SectionOther
CategoryMarket Position
SignalContext dependent
VolatilityModerate
First reportedQ4 2016
Last reportedQ4 2025Feb 20, 2026
How to read this metric
An increase suggests growth in the mortgage servicing portfolio or changes in the valuation of servicing rights.
Detailed definition
This represents the deferred tax liability associated with mortgage servicing rights, arising from the difference betwee...
Peer comparison
Specific to banks with significant mortgage banking operations; highly sensitive to interest rate environments.
Metric ID:
other_deferred_tax_liabilities_mortgage_servicing_rightsHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | $89M | $325M | $359M | $434M | $424M |
| QoQ Change | — | +265.2% | +10.5% | +20.9% | -2.3% |
| YoY Change | — | +265.2% | +10.5% | +20.9% | -2.3% |
Range$89M – $434M
CAGR+376.4%
Avg YoY Growth+73.6%
Median YoY Growth+15.7%
Mortgage servicing rights at Other Companies
Frequently Asked Questions
- What is PNC Financial Services's mortgage servicing rights?
- PNC Financial Services (PNC) reported mortgage servicing rights of $424M in Q4 2025.
- How has PNC Financial Services's mortgage servicing rights changed year-over-year?
- PNC Financial Services's mortgage servicing rights decreased by 2.3% year-over-year, from $434M to $424M.
- What is the long-term trend for PNC Financial Services's mortgage servicing rights?
- Over 4 years (2021 to 2025), PNC Financial Services's mortgage servicing rights has grown at a 47.7% compound annual growth rate (CAGR), from $89M to $424M.
- What does mortgage servicing rights mean?
- Future tax obligations related to the difference between the accounting value and tax value of mortgage servicing rights.