Other

Mortgage servicing rights

PNC Financial Services Mortgage servicing rights decreased by 2.3% to $424.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 2.3%, from $434.00M to $424.00M. Over 4 years (FY 2021 to FY 2025), Mortgage servicing rights shows an upward trend with a 47.7% CAGR.

Analysis

StatementBalance Sheet Statement
SectionOther
CategoryMarket Position
SignalContext dependent
VolatilityModerate
First reportedQ4 2016
Last reportedQ4 2025

How to read this metric

An increase suggests growth in the mortgage servicing portfolio or changes in the valuation of servicing rights.

Detailed definition

This represents the deferred tax liability associated with mortgage servicing rights, arising from the difference betwee...

Peer comparison

Specific to banks with significant mortgage banking operations; highly sensitive to interest rate environments.

Metric ID: other_deferred_tax_liabilities_mortgage_servicing_rights

Historical Data

5 periods
 Q4 '21Q4 '22Q4 '23Q4 '24Q4 '25
Value$89.00M$325.00M$359.00M$434.00M$424.00M
QoQ Change+265.2%+10.5%+20.9%-2.3%
YoY Change+265.2%+10.5%+20.9%-2.3%
Range$89.00M$434.00M
CAGR+376.4%
Avg YoY Growth+73.6%
Median YoY Growth+15.7%

Frequently Asked Questions

What is PNC Financial Services's mortgage servicing rights?
PNC Financial Services (PNC) reported mortgage servicing rights of $424.00M in Q4 2025.
How has PNC Financial Services's mortgage servicing rights changed year-over-year?
PNC Financial Services's mortgage servicing rights decreased by 2.3% year-over-year, from $434.00M to $424.00M.
What is the long-term trend for PNC Financial Services's mortgage servicing rights?
Over 4 years (2021 to 2025), PNC Financial Services's mortgage servicing rights has grown at a 47.7% compound annual growth rate (CAGR), from $89.00M to $424.00M.
What does mortgage servicing rights mean?
Future tax obligations related to the difference between the accounting value and tax value of mortgage servicing rights.