Other

Loans modified after 12 months

PNC Financial Services Loans modified after 12 months increased by 1.0% to $2.51B in Q3 2025 compared to the prior quarter. Year-over-year, this metric declined by 16.4%, from $3.01B to $2.51B. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementBalance Sheet Statement
SectionOther
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ1 2023
Last reportedQ3 2025

How to read this metric

An increase may indicate rising credit stress in the long-term loan portfolio, while a decrease suggests improved borrower stability.

Detailed definition

Represents the total amortized cost of financing receivables that have undergone a formal modification or restructuring...

Peer comparison

Commonly reported by large custody and commercial banks as part of credit quality disclosures.

Metric ID: other_financing_receivable_excluding_accrued_interest_mo_1faa0f

Historical Data

11 periods
 Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25
Value$566.00M$1.28B$1.95B$2.27B$2.82B$3.17B$3.01B$2.93B$2.82B$2.49B$2.51B
QoQ Change+125.3%+52.6%+16.6%+24.1%+12.6%-5.2%-2.7%-3.5%-11.9%+1.0%
YoY Change+397.7%+148.7%+54.5%+28.9%+0.2%-21.6%-16.4%
Range$566.00M$3.17B
CAGR+81.5%
Avg YoY Growth+84.6%
Median YoY Growth+28.9%

Loans modified after 12 months at Other Companies

Frequently Asked Questions

What is PNC Financial Services's loans modified after 12 months?
PNC Financial Services (PNC) reported loans modified after 12 months of $2.51B in Q3 2025.
How has PNC Financial Services's loans modified after 12 months changed year-over-year?
PNC Financial Services's loans modified after 12 months decreased by 16.4% year-over-year, from $3.01B to $2.51B.
What does loans modified after 12 months mean?
The value of loans that were restructured or modified more than one year after origination.