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Porch Group, Inc. PRCH Consumer Services — Adjusted EBITDA (Loss)

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Other financials

Income statement

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Revenue$140.9M+18.1%
Gross profit$87.6M+15.4%
Operating income-$4.1M-181%
Net income$5.6M+117%
EPS (diluted)$0.05

Balance sheet

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Cash & equivalents$195.6M+4.1%
Total debt$405.3M+2.8%
Total equity-$11.8M+59.6%
Total assets$819.0M+6.3%

Cash flow

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Operating cash flow$41.3M+16.0%
CapEx$372.0K+80.6%
Free cash flow$40.9M+15.6%

Valuation

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Market cap$1.8B+15.9%
Enterprise value$2.01B+14.2%
P/S3.5×-0.1×

Profitability

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Gross margin72.5%+6.0pp
Operating margin7.8%
Net margin-2.6%
FCF margin18.4%

Returns & leverage

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Return on equity-144.9%-188pp
Debt / equity9.7×+7.6×
Current ratio1.4×-0.3×

Where this comes from

Reported directly by Porch Group, Inc. in its filing.

Tagged under the XBRL concept prch:SegmentAdjustedEBITDA.

The source filing: Porch Group, Inc.’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 5:11 PM EDT
Fiscal quarter
Q3 FY2026
Calendar quarter
Q3 2026
Accession
0001784535-26-000048
Line itemInsurance ServicesSoftware & DataConsumer ServicesReciprocal SegmentTotal
General and administrative (excluding depreciation, amortization, impairments, stock-based compensation expense, mark-to-market gains or losses, restructuring & other costs, and acquisition & other transaction costs)(3,317)(1,413)(1,811)
Interest income on intercompany surplus notes3,527
Other segment items(10,192)(3,953)(2,661)
Segment Adjusted EBITDA$44,399$5,210$3,247
Additional measure of segment profit (loss)$44,399$5,210$3,247$(8,832)$44,024
Other segment disclosures
Stock-based compensation expense$30$14$3$47
Depreciation and amortization201,6951851,900

Item 1. Financial Statements

FAQ

What is Porch Group, Inc.'s consumer services — adjusted EBITDA (loss)?
Porch Group, Inc. (PRCH) reported consumer services — adjusted EBITDA (loss) of $3.25M in Q2 2026.
How has Porch Group, Inc.'s consumer services — adjusted EBITDA (loss) changed year-over-year?
Porch Group, Inc.'s consumer services — adjusted EBITDA (loss) increased by 65.9% year-over-year, from $1.96M to $3.25M.
What is the long-term trend for Porch Group, Inc.'s consumer services — adjusted EBITDA (loss)?
Over 2 years (2023 to 2025), Porch Group, Inc.'s consumer services — adjusted EBITDA (loss) has grown at a 47.2% compound annual growth rate (CAGR), from $2.21M to $4.79M.
What does consumer services — adjusted EBITDA (loss) mean?
Measures the operational profitability of the Consumer Services segment by excluding interest, taxes, depreciation, amortization, and non-cash items like stock-based compensation. It provides a normalized view of the segment's ability to generate cash from its core business activities. This metric is essential for assessing the underlying financial health and scalability of the segment independent of capital structure.

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