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Porch Group, Inc. PRCH Insurance Services — Cost of revenue

Other segment segments

Reciprocal Segment
$36.93M+54.5%
Software & Data
$5.66M-3.1%
Consumer Services
$2.85M+18.0%

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Other financials

Income statement

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Revenue$140.9M+18.1%
Gross profit$87.6M+15.4%
Operating income-$4.1M-181%
Net income$5.6M+117%
EPS (diluted)$0.05

Balance sheet

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Cash & equivalents$195.6M+4.1%
Total debt$405.3M+2.8%
Total equity-$11.8M+59.6%
Total assets$819.0M+6.3%

Cash flow

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Operating cash flow$41.3M+16.0%
CapEx$372.0K+80.6%
Free cash flow$40.9M+15.6%

Valuation

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Market cap$1.75B+15.9%
Enterprise value$1.96B+14.2%
P/S3.4×-0.1×

Profitability

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Gross margin72.5%+6.0pp
Operating margin7.8%
Net margin-2.6%
FCF margin18.4%

Returns & leverage

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Return on equity-144.9%-188pp
Debt / equity9.7×+7.6×
Current ratio1.4×-0.3×

Where this comes from

Reported directly by Porch Group, Inc. in its filing.

Tagged under the XBRL concept us-gaap:CostOfRevenue.

The source filing: Porch Group, Inc.’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 5:11 PM EDT
Fiscal quarter
Q3 FY2026
Calendar quarter
Q3 2026
Accession
0001784535-26-000048
Line itemInsurance ServicesSoftware & DataConsumer ServicesReciprocal SegmentTotal
Elimination of intersegment revenue(52,884)
Total consolidated revenue$140,882
Less:
Cost of revenue(11,736)(5,663)(2,849)(36,927)
Segment Gross Profit$81,189$17,424$15,281$22,697$136,591
Add (Subtract):
Selling and marketing(9,757)
Product and technology(3,038)

Item 1. Financial Statements

FAQ

What is Porch Group, Inc.'s insurance services — cost of revenue?
Porch Group, Inc. (PRCH) reported insurance services — cost of revenue of $11.74M in Q2 2026.
How has Porch Group, Inc.'s insurance services — cost of revenue changed year-over-year?
Porch Group, Inc.'s insurance services — cost of revenue increased by 23.2% year-over-year, from $9.53M to $11.74M.
What is the long-term trend for Porch Group, Inc.'s insurance services — cost of revenue?
Over 2 years (2023 to 2025), Porch Group, Inc.'s insurance services — cost of revenue has grown at a -12.7% compound annual growth rate (CAGR), from $51.36M to $39.14M.
What does insurance services — cost of revenue mean?
Direct costs associated with providing insurance services, including claims handling, policy administration, and related operational expenses. Monitoring this metric helps assess the direct cost efficiency of the insurance segment's service delivery model.

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