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Porch Group, Inc. PRCH Reciprocal Segment — Adjusted EBITDA (Loss)

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Other financials

Income statement

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Revenue$140.9M+18.1%
Gross profit$87.6M+15.4%
Operating income-$4.1M-181%
Net income$5.6M+117%
EPS (diluted)$0.05

Balance sheet

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Cash & equivalents$195.6M+4.1%
Total debt$405.3M+2.8%
Total equity-$11.8M+59.6%
Total assets$819.0M+6.3%

Cash flow

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Operating cash flow$41.3M+16.0%
CapEx$372.0K+80.6%
Free cash flow$40.9M+15.6%

Valuation

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Market cap$1.8B+15.9%
Enterprise value$2.01B+14.2%
P/S3.5×-0.1×

Profitability

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Gross margin72.5%+6.0pp
Operating margin7.8%
Net margin-2.6%
FCF margin18.4%

Returns & leverage

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Return on equity-144.9%-188pp
Debt / equity9.7×+7.6×
Current ratio1.4×-0.3×

Where this comes from

Reported directly by Porch Group, Inc. in its filing.

Tagged under the XBRL concept prch:SegmentAdjustedEBITDA.

The source filing: Porch Group, Inc.’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 5:11 PM EDT
Fiscal quarter
Q3 FY2026
Calendar quarter
Q3 2026
Accession
0001784535-26-000048
Line itemInsurance ServicesSoftware & DataConsumer ServicesReciprocal SegmentTotal
Interest income on intercompany surplus notes3,527
Other segment items(10,192)(3,953)(2,661)
Segment Adjusted EBITDA$44,399$5,210$3,247
Additional measure of segment profit (loss)$44,399$5,210$3,247$(8,832)$44,024
Other segment disclosures
Stock-based compensation expense$30$14$3$47
Depreciation and amortization201,6951851,900
Other interest expense194194

Item 1. Financial Statements

FAQ

What is Porch Group, Inc.'s reciprocal segment — adjusted EBITDA (loss)?
Porch Group, Inc. (PRCH) reported reciprocal segment — adjusted EBITDA (loss) of -$8.83M in Q2 2026.
What does reciprocal segment — adjusted EBITDA (loss) mean?
Measures the operational profitability of the Reciprocal segment by excluding non-cash expenses, interest, taxes, and unique non-operating items. It provides a normalized view of the segment's core earnings power and operational efficiency independent of capital structure.

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