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Porch Group, Inc. PRCH Reciprocal Segment — Net Income

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Other financials

Income statement

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Revenue$140.9M+18.1%
Gross profit$87.6M+15.4%
Operating income-$4.1M-181%
Net income$5.6M+117%
EPS (diluted)$0.05

Balance sheet

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Cash & equivalents$195.6M+4.1%
Total debt$405.3M+2.8%
Total equity-$11.8M+59.6%
Total assets$819.0M+6.3%

Cash flow

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Operating cash flow$41.3M+16.0%
CapEx$372.0K+80.6%
Free cash flow$40.9M+15.6%

Valuation

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Market cap$1.75B+15.9%
Enterprise value$1.96B+14.2%
P/S3.4×-0.1×

Profitability

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Gross margin72.5%+6.0pp
Operating margin7.8%
Net margin-2.6%
FCF margin18.4%

Returns & leverage

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Return on equity-144.9%-188pp
Debt / equity9.7×+7.6×
Current ratio1.4×-0.3×

Where this comes from

Reported directly by Porch Group, Inc. in its filing.

Tagged under the XBRL concept us-gaap:ProfitLoss.

The source filing: Porch Group, Inc.’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 5:11 PM EDT
Fiscal quarter
Q3 FY2026
Calendar quarter
Q3 2026
Accession
0001784535-26-000048
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Total other income (expense)(9,452)2,111(17,526)8,016
Income (loss) before income taxes(13,565)7,160(9,824)11,799
Income tax benefit (expense)(585)1,087(2,390)184
Net income (loss)(14,150)8,247(12,214)11,983
Less: Net income (loss) attributable to the Reciprocal(19,753)5,668(13,104)1,009
Net income attributable to Porch$5,603$2,579$890$10,974
Earnings Per Share - Basic
Net income attributable to Porch per share - basic$0.05$0.03$0.01$0.11

Item 1. Financial Statements

FAQ

What is Porch Group, Inc.'s reciprocal segment — net income?
Porch Group, Inc. (PRCH) reported reciprocal segment — net income of -$8.83M in Q2 2026.
How has Porch Group, Inc.'s reciprocal segment — net income changed year-over-year?
Porch Group, Inc.'s reciprocal segment — net income decreased by 255.8% year-over-year, from $5.67M to -$8.83M.
What does reciprocal segment — net income mean?
This is the bottom-line profit or loss generated by the reciprocal insurance segment after accounting for all revenues, operating expenses, interest, and taxes. It serves as the primary indicator of the segment's overall financial health and its contribution to the consolidated results of the parent company. A positive trend indicates successful underwriting and operational efficiency within the insurance business.

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