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Porch Group, Inc. PRCH Recurring — Revenue not from contract with customer

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Other financials

Income statement

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Revenue$140.9M+18.1%
Gross profit$87.6M+15.4%
Operating income-$4.1M-181%
Net income$5.6M+117%
EPS (diluted)$0.05

Balance sheet

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Cash & equivalents$195.6M+4.1%
Total debt$405.3M+2.8%
Total equity-$11.8M+59.6%
Total assets$819.0M+6.3%

Cash flow

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Operating cash flow$41.3M+16.0%
CapEx$372.0K+80.6%
Free cash flow$40.9M+15.6%

Valuation

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Market cap$1.8B+15.9%
Enterprise value$2.01B+14.2%
P/S3.5×-0.1×

Profitability

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Gross margin72.5%+6.0pp
Operating margin7.8%
Net margin-2.6%
FCF margin18.4%

Returns & leverage

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Return on equity-144.9%-188pp
Debt / equity9.7×+7.6×
Current ratio1.4×-0.3×

Where this comes from

Reported directly by Porch Group, Inc. in its filing.

Tagged under the XBRL concept us-gaap:RevenueNotFromContractWithCustomer.

The source filing: Porch Group, Inc.’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 5:11 PM EDT
Fiscal quarter
Q3 FY2026
Calendar quarter
Q3 2026
Accession
0001784535-26-000048

(1) Revenue recognized during the three and six months ended June 30, 2026 and 2025, includes revenue that is accounted for in accordance with ASC Topic 460, Guarantees, separately from revenue from contracts with customers. Revenue accounted for under ASC Topic 460 was $8.3 million and $8.3 million for the three months ended June 30, 2026 and 2025, respectively, and $17.0 million and $16.6 million for the six months ended June 30, 2026 and 2025, respectively.

Item 1. Financial Statements

FAQ

What is Porch Group, Inc.'s recurring — revenue not from contract with customer?
Porch Group, Inc. (PRCH) reported recurring — revenue not from contract with customer of $8.3M in Q2 2026.
How has Porch Group, Inc.'s recurring — revenue not from contract with customer changed year-over-year?
Porch Group, Inc.'s recurring — revenue not from contract with customer decreased by 0.0% year-over-year, from $8.3M to $8.3M.
What is the long-term trend for Porch Group, Inc.'s recurring — revenue not from contract with customer?
Over 2 years (2023 to 2025), Porch Group, Inc.'s recurring — revenue not from contract with customer has grown at a -3.3% compound annual growth rate (CAGR), from $36.6M to $34.2M.
What does recurring — revenue not from contract with customer mean?
This metric measures revenue recognized within the recurring segment that is derived from sources outside of formal customer contracts, such as regulatory-related fees, certain insurance-linked commissions, or other non-contractual service arrangements. It provides visibility into the portion of segment income that is not tied to standard subscription agreements, helping investors assess the diversity and nature of the revenue stream. Monitoring this helps distinguish between core contractual software performance and ancillary or variable revenue sources.

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