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Porch Group, Inc. PRCH Transactional — Revenue from external customers

Other product segments

Recurring
$124.35M
Insurance carrier
$59.62M

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Other financials

Income statement

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Revenue$140.9M+18.1%
Gross profit$87.6M+15.4%
Operating income-$4.1M-181%
Net income$5.6M+117%
EPS (diluted)$0.05

Balance sheet

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Cash & equivalents$195.6M+4.1%
Total debt$405.3M+2.8%
Total equity-$11.8M+59.6%
Total assets$819.0M+6.3%

Cash flow

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Operating cash flow$41.3M+16.0%
CapEx$372.0K+80.6%
Free cash flow$40.9M+15.6%

Valuation

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Market cap$1.8B+15.9%
Enterprise value$2.01B+14.2%
P/S3.5×-0.1×

Profitability

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Gross margin72.5%+6.0pp
Operating margin7.8%
Net margin-2.6%
FCF margin18.4%

Returns & leverage

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Return on equity-144.9%-188pp
Debt / equity9.7×+7.6×
Current ratio1.4×-0.3×

Where this comes from

Reported directly by Porch Group, Inc. in its filing.

Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.

The source filing: Porch Group, Inc.’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 5:11 PM EDT
Fiscal quarter
Q3 FY2026
Calendar quarter
Q3 2026
Accession
0001784535-26-000048
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Transactional$9,792$9,174$16,136$15,562
Recurring124,35099,879229,750180,017
Intercompany revenue(2,330)(2,035)(4,636)(4,015)
131,812107,018241,250191,564
Insurance carrier59,62455,409110,90795,347
Intercompany revenue(50,554)(36,350)(90,152)(56,089)
Total revenue$140,882$126,077$262,005$230,822

Item 1. Financial Statements

FAQ

What is Porch Group, Inc.'s transactional — revenue from external customers?
Porch Group, Inc. (PRCH) reported transactional — revenue from external customers of $9.79M in Q2 2026.
How has Porch Group, Inc.'s transactional — revenue from external customers changed year-over-year?
Porch Group, Inc.'s transactional — revenue from external customers increased by 6.7% year-over-year, from $9.17M to $9.79M.
What is the long-term trend for Porch Group, Inc.'s transactional — revenue from external customers?
Over 2 years (2023 to 2025), Porch Group, Inc.'s transactional — revenue from external customers has grown at a -8.6% compound annual growth rate (CAGR), from $40.35M to $33.74M.
What does transactional — revenue from external customers mean?
This metric represents the total revenue generated from external customers through transactional-based services within the company's specific business segment. It captures income derived from individual service events or non-subscription engagements, reflecting the volume and demand for the company's transactional offerings. Monitoring this figure helps investors assess the segment's ability to monetize specific service interactions and its contribution to overall top-line performance.

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