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Porch Group, Inc. PRCH Restricted Cash

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Other financials

Income statement

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Revenue$140.9M+18.1%
Gross profit$87.6M+15.4%
Operating income-$4.1M-181%
Net income$5.6M+117%
EPS (diluted)$0.05

Balance sheet

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Cash & equivalents$195.6M+4.1%
Total debt$405.3M+2.8%
Total equity-$11.8M+59.6%
Total assets$819.0M+6.3%

Cash flow

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Operating cash flow$41.3M+16.0%
CapEx$372.0K+80.6%
Free cash flow$40.9M+15.6%

Valuation

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Market cap$1.8B+15.9%
Enterprise value$2.01B+14.2%
P/S3.5×-0.1×

Profitability

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Gross margin72.5%+6.0pp
Operating margin7.8%
Net margin-2.6%
FCF margin18.4%

Returns & leverage

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Return on equity-144.9%-188pp
Debt / equity9.7×+7.6×
Current ratio1.4×-0.3×

Where this comes from

Reported directly by Porch Group, Inc. in its filing.

Tagged under the XBRL concept us-gaap:RestrictedCashCurrent.

The source filing: Porch Group, Inc.’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 5:11 PM EDT
Fiscal quarter
Q3 FY2026
Calendar quarter
Q3 2026
Accession
0001784535-26-000048
Line itemJune 30, 2026December 31, 2025
Held as collateral by our wholly owned captive reinsurance business for benefit of the Reciprocal$29$7
Held for payment of possible warranty claims6,5337,496
Other1,0001,000
Restricted cash and cash equivalents$7,562$8,503
Restricted cash and cash equivalents of the Reciprocal:
Pledged to state departments of insurance$581$559
Total restricted cash and cash equivalents$8,143$9,062

Item 1. Financial Statements

FAQ

What is Porch Group, Inc.'s restricted cash?
Porch Group, Inc. (PRCH) reported restricted cash of $7.56M in Q2 2026.
How has Porch Group, Inc.'s restricted cash changed year-over-year?
Porch Group, Inc.'s restricted cash decreased by 10.1% year-over-year, from $8.41M to $7.56M.
What is the long-term trend for Porch Group, Inc.'s restricted cash?
Over 5 years (2020 to 2025), Porch Group, Inc.'s restricted cash has grown at a -5.7% compound annual growth rate (CAGR), from $11.41M to $8.5M.
What does restricted cash mean?
Cash restricted for specific purposes by contractual, regulatory, or legal requirements — not available for general corporate use.

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