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Primerica PRI Reserve for insurance claims

Reserve for insurance claims at other companies

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$548.53M+0.3%
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$17.75B+3.3%
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$39.23B+6.7%
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$1.43M+2.6%
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Segments

By product

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Term Life Insurance$4.17B

Other financials

Income statement

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Revenue$865.1M+9.0%
Gross profit$775.2M+17.3%
Net income$202.3M+13.4%
EPS (diluted)$6.45+19.4%

Balance sheet

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Cash & equivalents$600.2M-3.4%
Total debt$46.9M-10.5%
Total equity$2.5B+9.3%
Total assets$14.8B-0.3%

Cash flow

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Operating cash flow$193.8M+19.2%

Valuation

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Market cap$10B+13.9%
Enterprise value$9.44B+15.0%
P/E12.6×-0.4×
P/S2.9×+0.1×

Profitability

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Gross margin98.1%+0.2pp
Net margin23.2%+1.7pp

Returns & leverage

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Return on equity33%+2.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Primerica in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense.

The source filing: Primerica’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 12:44 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-337365
Line item(Unaudited) / June 30, 2026December 31, 2025
Liabilities:
Future policy benefits$6,803,364$6,818,179
Unearned and advance premiums16,42315,521
Policy claims and other benefits payable489,108495,356
Other policyholders’ funds344,437356,427
Note payable595,716595,315
Surplus note1,073,2911,175,119
Income taxes24,907147,960

ITEM 1. FINANCIAL STATEMENTS.

FAQ

What is Primerica's reserve for insurance claims?
Primerica (PRI) reported reserve for insurance claims of $489.11M in Q2 2026.
How has Primerica's reserve for insurance claims changed year-over-year?
Primerica's reserve for insurance claims decreased by 3.6% year-over-year, from $507.55M to $489.11M.
What is the long-term trend for Primerica's reserve for insurance claims?
Over 5 years (2020 to 2025), Primerica's reserve for insurance claims has grown at a -1.0% compound annual growth rate (CAGR), from $519.71M to $495.36M.
What does reserve for insurance claims mean?
This represents the estimated liability for future payments on insurance policies that have been reported but not yet settled. It reflects the company's actuarial assessment of the total funds required to fulfill long-term obligations to policyholders. This is a critical indicator of the company's solvency and underwriting discipline.

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