Individual Life — Cash surrender value
Prudential Financial Individual Life — Cash surrender value decreased by 2.5% to $51.25B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 21.5%, from $42.17B to $51.25B. Over 3 years (FY 2022 to FY 2025), Individual Life — Cash surrender value shows an upward trend with a 15.7% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
High cash surrender values relative to total liabilities may indicate a higher risk of liquidity pressure if many policies are surrendered simultaneously.
Detailed definition
The amount of money a policyholder is entitled to receive upon the voluntary termination of their life insurance policy...
Peer comparison
Standard industry metric for 'Cash Surrender Value' or 'Policyholder Equity'.
pru_segment_individual_life_cash_surrender_valueHistorical Data
| Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $36.92B | $34.61B | $29.59B | $28.36B | $30.05B | $31.96B | $33.16B | $32.39B | $35.92B | $38.96B | $40.13B | $42.45B | $43.33B | $42.17B | $46.20B | $49.14B | $52.55B | $51.25B |
| QoQ Change | — | -6.2% | -14.5% | -4.2% | +6.0% | +6.3% | +3.8% | -2.3% | +10.9% | +8.5% | +3.0% | +5.8% | +2.1% | -2.7% | +9.5% | +6.4% | +6.9% | -2.5% |
| YoY Change | — | — | — | — | -18.6% | -7.7% | +12.1% | +14.2% | +19.5% | +21.9% | +21.0% | +31.1% | +20.6% | +8.2% | +15.1% | +15.7% | +21.3% | +21.5% |
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Frequently Asked Questions
- What is Prudential Financial's individual life — cash surrender value?
- Prudential Financial (PRU) reported individual life — cash surrender value of $51.25B in Q1 2026.
- How has Prudential Financial's individual life — cash surrender value changed year-over-year?
- Prudential Financial's individual life — cash surrender value increased by 21.5% year-over-year, from $42.17B to $51.25B.
- What is the long-term trend for Prudential Financial's individual life — cash surrender value?
- Over 3 years (2022 to 2025), Prudential Financial's individual life — cash surrender value has grown at a 15.7% compound annual growth rate (CAGR), from $122.60B to $190.05B.
- What does individual life — cash surrender value mean?
- The cash value a customer receives if they cancel their life insurance policy early.