Business Segments · Interest credited to policyholders’ account balances

Individual Life — Interest credited to policyholders’ account balances

Prudential Financial Individual Life — Interest credited to policyholders’ account balances decreased by 20.5% to $147.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 19.2%, from $182.00M to $147.00M. Over 4 years (FY 2021 to FY 2025), Individual Life — Interest credited to policyholders’ account balances shows a downward trend with a -4.2% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryProfitability
SignalLower is better
VolatilityStable

How to read this metric

Changes reflect shifts in interest rate environments and the composition of the product portfolio.

Detailed definition

The interest expense accrued on policyholder account balances, representing the cost of funds for interest-sensitive ins...

Peer comparison

Comparable to interest credited on universal life or annuity products at peer firms.

Metric ID: pru_segment_individual_life_interest_credited_to_policyholders_account_balances

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$217.75M$217.75M$217.75M$227.00M$231.00M$233.00M$236.00M$223.00M$227.00M$231.00M$231.00M$206.00M$209.00M$201.00M$187.00M$182.00M$179.00M$187.00M$185.00M$147.00M
QoQ Change+0.0%+0.0%+4.2%+1.8%+0.9%+1.3%-5.5%+1.8%+1.8%+0.0%-10.8%+1.5%-3.8%-7.0%-2.7%-1.6%+4.5%-1.1%-20.5%
YoY Change+6.1%+7.0%+8.4%-1.8%-1.7%-0.9%-2.1%-7.6%-7.9%-13.0%-19.0%-11.7%-14.4%-7.0%-1.1%-19.2%
Range$147.00M$236.00M
CAGR-7.9%
Avg YoY Growth-5.4%
Median YoY Growth-4.5%
Current Streak2 quarters decline

Frequently Asked Questions

What is Prudential Financial's individual life — interest credited to policyholders’ account balances?
Prudential Financial (PRU) reported individual life — interest credited to policyholders’ account balances of $147.00M in Q1 2026.
How has Prudential Financial's individual life — interest credited to policyholders’ account balances changed year-over-year?
Prudential Financial's individual life — interest credited to policyholders’ account balances decreased by 19.2% year-over-year, from $182.00M to $147.00M.
What is the long-term trend for Prudential Financial's individual life — interest credited to policyholders’ account balances?
Over 4 years (2021 to 2025), Prudential Financial's individual life — interest credited to policyholders’ account balances has grown at a -4.2% compound annual growth rate (CAGR), from $871.00M to $733.00M.
What does individual life — interest credited to policyholders’ account balances mean?
Interest paid or credited to policyholders on their insurance account balances.