Prudential Financial Individual Life — Interest credited to policyholders’ account balances decreased by 20.5% to $147.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 19.2%, from $182.00M to $147.00M. Over 4 years (FY 2021 to FY 2025), Individual Life — Interest credited to policyholders’ account balances shows a downward trend with a -4.2% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Changes reflect shifts in interest rate environments and the composition of the product portfolio.
The interest expense accrued on policyholder account balances, representing the cost of funds for interest-sensitive ins...
Comparable to interest credited on universal life or annuity products at peer firms.
pru_segment_individual_life_interest_credited_to_policyholders_account_balances| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $217.75M | $217.75M | $217.75M | $227.00M | $231.00M | $233.00M | $236.00M | $223.00M | $227.00M | $231.00M | $231.00M | $206.00M | $209.00M | $201.00M | $187.00M | $182.00M | $179.00M | $187.00M | $185.00M | $147.00M |
| QoQ Change | — | +0.0% | +0.0% | +4.2% | +1.8% | +0.9% | +1.3% | -5.5% | +1.8% | +1.8% | +0.0% | -10.8% | +1.5% | -3.8% | -7.0% | -2.7% | -1.6% | +4.5% | -1.1% | -20.5% |
| YoY Change | — | — | — | — | +6.1% | +7.0% | +8.4% | -1.8% | -1.7% | -0.9% | -2.1% | -7.6% | -7.9% | -13.0% | -19.0% | -11.7% | -14.4% | -7.0% | -1.1% | -19.2% |