Business Segments · Other Operating Expenses

Individual Life — Other Operating Expenses

Prudential Financial Individual Life — Other Operating Expenses remained flat by 0.0% to $453.25M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 5.9%, from $481.50M to $453.25M. Over 4 years (FY 2021 to FY 2025), Individual Life — Other Operating Expenses shows relatively stable performance with a -2.2% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityStable
First reportedQ1 2013
Last reportedQ4 2025

How to read this metric

An increase relative to revenue suggests declining operational efficiency or increased investment in business infrastructure.

Detailed definition

This captures the day-to-day operational costs of the Individual Life segment, excluding direct claims and acquisition-r...

Peer comparison

Comparable to 'Operating Expenses' or 'Other Underwriting Expenses' at peer insurance firms.

Metric ID: pru_segment_individual_life_other_operating_expenses

Historical Data

5 years
 FY'21FY'22FY'23FY'24FY'25
Value$1.98B$2.01B$1.59B$1.93B$1.81B
YoY Change+1.5%-20.8%+21.1%-5.9%
Range$1.59B$2.01B
CAGR-2.2%
Avg YoY Growth-1.0%
Median YoY Growth-2.2%

Frequently Asked Questions

What is Prudential Financial's individual life — other operating expenses?
Prudential Financial (PRU) reported individual life — other operating expenses of $453.25M in Q4 2025.
How has Prudential Financial's individual life — other operating expenses changed year-over-year?
Prudential Financial's individual life — other operating expenses decreased by 5.9% year-over-year, from $481.50M to $453.25M.
What is the long-term trend for Prudential Financial's individual life — other operating expenses?
Over 4 years (2021 to 2025), Prudential Financial's individual life — other operating expenses has grown at a -2.2% compound annual growth rate (CAGR), from $1.98B to $1.81B.
What does individual life — other operating expenses mean?
The general operating costs required to run the Individual Life insurance business.