Business Segments · Total benefits and expenses

Individual Life — Total benefits and expenses

Prudential Financial Individual Life — Total benefits and expenses decreased by 32.9% to $982.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 36.6%, from $1.55B to $982.00M. Over 4 years (FY 2021 to FY 2025), Individual Life — Total benefits and expenses shows relatively stable performance with a -2.5% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryProfitability
SignalLower is better
VolatilityStable

How to read this metric

Rising total expenses relative to revenue indicate margin compression, while stable or declining expenses relative to revenue suggest improved operational leverage.

Detailed definition

The aggregate of all costs incurred by the individual life segment, including policyholder benefit payments, claims, adm...

Peer comparison

Equivalent to 'total segment expenses' or 'total benefits and operating expenses' in insurance industry reporting.

Metric ID: pru_segment_individual_life_total_benefits_and_expenses

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$1.63B$1.63B$1.63B$1.58B$2.95B$1.53B$2.24B$1.63B$1.62B$1.53B$1.59B$1.70B$1.62B$1.49B$1.60B$1.55B$1.39B$1.47B$1.46B$982.00M
QoQ Change+0.0%+0.0%-3.1%+87.1%-48.2%+46.6%-27.2%-0.4%-5.7%+3.6%+7.3%-5.0%-8.0%+7.5%-3.0%-10.6%+6.3%-0.5%-32.9%
YoY Change+81.3%-6.1%+37.6%+3.4%-44.9%+0.3%-29.1%+4.4%-0.4%-2.9%+0.7%-8.9%-14.3%-0.9%-8.3%-36.6%
Range$982.00M$2.95B
CAGR-10.1%
Avg YoY Growth-1.6%
Median YoY Growth-1.9%
Current Streak2 quarters decline

Frequently Asked Questions

What is Prudential Financial's individual life — total benefits and expenses?
Prudential Financial (PRU) reported individual life — total benefits and expenses of $982.00M in Q1 2026.
How has Prudential Financial's individual life — total benefits and expenses changed year-over-year?
Prudential Financial's individual life — total benefits and expenses decreased by 36.6% year-over-year, from $1.55B to $982.00M.
What is the long-term trend for Prudential Financial's individual life — total benefits and expenses?
Over 4 years (2021 to 2025), Prudential Financial's individual life — total benefits and expenses has grown at a -2.5% compound annual growth rate (CAGR), from $6.50B to $5.87B.
What does individual life — total benefits and expenses mean?
The total cost of running the individual life insurance business, including claims and overhead.