Discontinued — last reported Q4 '25
Individual Variable — Policyholder Account Balance, Guaranteed Minimum Credit Rating
Prudential Financial Individual Variable — Policyholder Account Balance, Guaranteed Minimum Credit Rating remained flat by 0.0% to $0.04 in Q4 2025 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from $0.04 to $0.04. Over 3 years (FY 2022 to FY 2025), Individual Variable — Policyholder Account Balance, Guaranteed Minimum Credit Rating shows relatively stable performance with a 0.0% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
A higher credit rating indicates lower default risk for the guarantees, while a lower rating suggests increased exposure to credit-related volatility.
Detailed definition
This metric represents the credit quality assessment of the underlying assets or guarantees associated with individual v...
Peer comparison
Standard industry practice for insurance companies to report credit quality of general account assets backing variable products.
pru_segment_individual_variable_policyholder_account_balance_guaranteed_minimum_credit_ratingHistorical Data
| Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% |
| YoY Change | — | — | — | — | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% |
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Frequently Asked Questions
- What is Prudential Financial's individual variable — policyholder account balance, guaranteed minimum credit rating?
- Prudential Financial (PRU) reported individual variable — policyholder account balance, guaranteed minimum credit rating of $0.04 in Q4 2025.
- How has Prudential Financial's individual variable — policyholder account balance, guaranteed minimum credit rating changed year-over-year?
- Prudential Financial's individual variable — policyholder account balance, guaranteed minimum credit rating decreased by 0.0% year-over-year, from $0.04 to $0.04.
- What is the long-term trend for Prudential Financial's individual variable — policyholder account balance, guaranteed minimum credit rating?
- Over 3 years (2022 to 2025), Prudential Financial's individual variable — policyholder account balance, guaranteed minimum credit rating has grown at a 0.0% compound annual growth rate (CAGR), from $0.16 to $0.16.
- What does individual variable — policyholder account balance, guaranteed minimum credit rating mean?
- The credit quality rating of assets backing guaranteed minimum benefits in variable insurance products.