Discontinued — last reported Q4 '25

Products & Services · Total balance after reinsurance recoverable, EOP

Institutional — Total balance after reinsurance recoverable, EOP

Prudential Financial Institutional — Total balance after reinsurance recoverable, EOP decreased by 0.7% to $75.08B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 1.5%, from $73.97B to $75.08B. Over 3 years (FY 2022 to FY 2025), Institutional — Total balance after reinsurance recoverable, EOP shows an upward trend with a 5.1% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryRisk
SignalLower is better
VolatilityStable
First reportedQ4 2020
Last reportedQ4 2025

How to read this metric

A lower net balance indicates effective risk transfer, whereas a higher balance indicates greater retained risk exposure.

Detailed definition

This metric represents the net institutional liability balance after accounting for reinsurance recoverables. It reflect...

Peer comparison

Commonly referred to as 'Net Insurance Liabilities' or 'Retained Policy Reserves' in the insurance industry.

Metric ID: pru_segment_institutional_total_balance_after_reinsurance_recoverable_eop

Historical Data

17 periods
 Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Value$74.13B$67.07B$60.42B$63.86B$65.14B$68.43B$66.67B$59.98B$64.25B$70.78B$70.14B$78.43B$73.97B$73.63B$73.28B$75.64B$75.08B
QoQ Change-9.5%-9.9%+5.7%+2.0%+5.1%-2.6%-10.0%+7.1%+10.2%-0.9%+11.8%-5.7%-0.5%-0.5%+3.2%-0.7%
YoY Change-12.1%+2.0%+10.4%-6.1%-1.4%+3.4%+5.2%+30.8%+15.1%+4.0%+4.5%-3.6%+1.5%
Range$59.98B$78.43B
CAGR+0.3%
Avg YoY Growth+4.1%
Median YoY Growth+3.4%

Frequently Asked Questions

What is Prudential Financial's institutional — total balance after reinsurance recoverable, eop?
Prudential Financial (PRU) reported institutional — total balance after reinsurance recoverable, eop of $75.08B in Q4 2025.
How has Prudential Financial's institutional — total balance after reinsurance recoverable, eop changed year-over-year?
Prudential Financial's institutional — total balance after reinsurance recoverable, eop increased by 1.5% year-over-year, from $73.97B to $75.08B.
What is the long-term trend for Prudential Financial's institutional — total balance after reinsurance recoverable, eop?
Over 3 years (2022 to 2025), Prudential Financial's institutional — total balance after reinsurance recoverable, eop has grown at a 5.1% compound annual growth rate (CAGR), from $256.48B to $297.63B.
What does institutional — total balance after reinsurance recoverable, eop mean?
The net institutional liability remaining after subtracting the portion covered by reinsurance.