Discontinued — last reported Q4 '24

Products & Services · Undiscounted expected future benefits and expenses

Life Planner — Undiscounted expected future benefits and expenses

Prudential Financial Life Planner — Undiscounted expected future benefits and expenses decreased by 4.4% to $126.51B in Q4 2024 compared to the prior quarter. Year-over-year, this metric declined by 9.4%, from $139.62B to $126.51B. Over 2 years (FY 2022 to FY 2024), Life Planner — Undiscounted expected future benefits and expenses shows a downward trend with a -6.7% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ4 2021
Last reportedQ4 2024

How to read this metric

An increase suggests higher future liabilities, which may require higher capital reserves or indicate rising claim costs.

Detailed definition

The total nominal value of future claims, benefits, and operating expenses expected to be paid out for current policies....

Peer comparison

Comparable to 'Undiscounted Future Benefit Payments' or 'Expected Future Claims' in actuarial disclosures.

Metric ID: pru_segment_life_planner_undiscounted_expected_future_benefits_and_expenses

Historical Data

13 periods
 Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24
Value$159.18B$156.31B$148.66B$143.84B$148.33B$147.80B$140.23B$137.38B$139.62B$134.54B$126.35B$132.31B$126.51B
QoQ Change-1.8%-4.9%-3.2%+3.1%-0.4%-5.1%-2.0%+1.6%-3.6%-6.1%+4.7%-4.4%
YoY Change-6.8%-5.4%-5.7%-4.5%-5.9%-9.0%-9.9%-3.7%-9.4%
Range$126.35B$159.18B
CAGR-7.4%
Avg YoY Growth-6.7%
Median YoY Growth-5.9%

Frequently Asked Questions

What is Prudential Financial's life planner — undiscounted expected future benefits and expenses?
Prudential Financial (PRU) reported life planner — undiscounted expected future benefits and expenses of $126.51B in Q4 2024.
How has Prudential Financial's life planner — undiscounted expected future benefits and expenses changed year-over-year?
Prudential Financial's life planner — undiscounted expected future benefits and expenses decreased by 9.4% year-over-year, from $139.62B to $126.51B.
What is the long-term trend for Prudential Financial's life planner — undiscounted expected future benefits and expenses?
Over 2 years (2022 to 2024), Prudential Financial's life planner — undiscounted expected future benefits and expenses has grown at a -6.7% compound annual growth rate (CAGR), from $597.14B to $519.71B.
What does life planner — undiscounted expected future benefits and expenses mean?
The total expected future payouts and costs for current insurance policies without discounting.