What does retirement — effect of changes in interest rates mean?

This metric quantifies the sensitivity of the retirement segment's valuation and earnings to fluctuations in market interest rates. Because retirement products often involve long-duration liabilities, interest rate changes significantly impact the present value of future obligations. It is a key indicator of the segment's asset-liability matching effectiveness.

Prudential Financial PRU Retirement — Effect of changes in interest rates

Similar metrics at other companies

CRBGIndividual Retirement — Effect of changes in interest rates

$55M-51.8%

CRBGGroup Retirement — Effect of changes in interest rates

$7M-61.1%

CRBGGroup Retirement — Effect of changes in interest rate volatility

$1M+200%

CRBGIndividual Retirement — Effect of changes in interest rate volatility

-$4M-157%

CRBGGroup Retirement — Effect of changes in equity markets

$21M-16.0%

LNCRetirement Plan Services — Market Risk Benefit, Increase (Decrease) from Interest Rate Change

100,000,000%0.0pp

Other financials

Income statement

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Revenue$15.5B+15.3%

Net income$597.0M-15.6%

EPS (diluted)$1.68-14.3%

Balance sheet

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Cash & equivalents$15.9B-0.8%

Total debt$18.9B-3.4%

Total equity$32.0B+7.0%

Total assets$765.40B+3.5%

Cash flow

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Operating cash flow$1.0B+140%

Valuation

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Market cap$37.6B-0.1%

Enterprise value$40.54B+2.3%

P/E10.9×-11.4×

P/S0.6×0.0×

Profitability

See full

Net margin5.5%+1.6pp

Returns & leverage

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Return on equity11.2%+3.0pp

Debt / equity0.6×-0.1×

Where this comes from

Reported directly by Prudential Financial in its filing.

Tagged under the XBRL concept us-gaap:MarketRiskBenefitIncreaseDecreaseFromInterestRateChange.

The official record: Prudential Financial’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Prudential Financial's retirement — effect of changes in interest rates?: Prudential Financial (PRU) reported retirement — effect of changes in interest rates of $11M in Q1 2026.
What does retirement — effect of changes in interest rates mean?: This metric quantifies the sensitivity of the retirement segment's valuation and earnings to fluctuations in market interest rates. Because retirement products often involve long-duration liabilities, interest rate changes significantly impact the present value of future obligations. It is a key indicator of the segment's asset-liability matching effectiveness.