What does retirement — policyholders’ benefits mean?

The total costs incurred by the retirement segment related to claims, surrenders, and benefit payments to policyholders. This represents the primary expense category for the segment and is a direct reflection of the underlying insurance risk and product maturity. It is essential for calculating the segment's underwriting margin and overall profitability.

Prudential Financial PRU Retirement — Policyholders’ benefits

Other segment segments

Individual Life

$453M-11.7%

Corporate and Other

-$3M+62.5%

Similar metrics at other companies

EQHRetirement — Policyholders’ benefits

$70M-23.9%

CRBGIndividual Retirement — Benefits

$878.25M+22.8%

PFGSegment Retirement And Income Solutions — Policyholder Benefits And Claims Incurred Net

$773.1M-42.9%

CRBGGroup Retirement — Total benefits and expenses

$501M+2.5%

EQHRetirement — Policyholders’ benefits and interest credited

$2.9B+29.2%

CRBGGroup Retirement — Benefits

$305.25M-0.2%

Other financials

Income statement

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Revenue$15.5B+15.3%

Net income$597.0M-15.6%

EPS (diluted)$1.68-14.3%

Balance sheet

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Cash & equivalents$15.9B-0.8%

Total debt$18.9B-3.4%

Total equity$32.0B+7.0%

Total assets$765.40B+3.5%

Cash flow

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Operating cash flow$1.0B+140%

Valuation

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Market cap$37.6B-0.1%

Enterprise value$40.54B+2.3%

P/E10.9×-11.4×

P/S0.6×0.0×

Profitability

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Net margin5.5%+1.6pp

Returns & leverage

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Return on equity11.2%+3.0pp

Debt / equity0.6×-0.1×

Where this comes from

Reported directly by Prudential Financial in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderBenefitsAndClaimsIncurredNet.

The official record: Prudential Financial’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Prudential Financial's retirement — policyholders’ benefits?: Prudential Financial (PRU) reported retirement — policyholders’ benefits of $3.94B in Q1 2026.
What does retirement — policyholders’ benefits mean?: The total costs incurred by the retirement segment related to claims, surrenders, and benefit payments to policyholders. This represents the primary expense category for the segment and is a direct reflection of the underlying insurance risk and product maturity. It is essential for calculating the segment's underwriting margin and overall profitability.