Discontinued — last reported Q4 '25

Business Segments · Variable Expenses

Retirement Strategies — Variable Expenses

Prudential Financial Retirement Strategies — Variable Expenses decreased by 2.2% to $401.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 9.9%, from $445.00M to $401.00M. Over 2 years (FY 2023 to FY 2025), Retirement Strategies — Variable Expenses shows an upward trend with a 7.4% CAGR.

Analysis

StatementSegment
CategoryEfficiency
SignalContext dependent
VolatilityModerate
First reportedQ1 2023
Last reportedQ4 2025

How to read this metric

Higher variable expenses often correlate with higher sales volume, but excessive growth relative to revenue may indicate declining margins.

Detailed definition

Costs within the retirement segment that fluctuate directly in proportion to the volume of business activity, such as sa...

Peer comparison

Similar to variable acquisition or distribution costs at peer insurance firms.

Metric ID: pru_segment_retirement_strategies_variable_expenses

Historical Data

12 periods
 Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Value$354.50M$354.50M$354.50M$354.50M$424.00M$448.00M$442.00M$445.00M$429.00M$395.00M$410.00M$401.00M
QoQ Change+0.0%+0.0%+0.0%+19.6%+5.7%-1.3%+0.7%-3.6%-7.9%+3.8%-2.2%
YoY Change+19.6%+26.4%+24.7%+25.5%+1.2%-11.8%-7.2%-9.9%
Range$354.50M$448.00M
CAGR+4.6%
Avg YoY Growth+8.6%
Median YoY Growth+10.4%

Frequently Asked Questions

What is Prudential Financial's retirement strategies — variable expenses?
Prudential Financial (PRU) reported retirement strategies — variable expenses of $401.00M in Q4 2025.
How has Prudential Financial's retirement strategies — variable expenses changed year-over-year?
Prudential Financial's retirement strategies — variable expenses decreased by 9.9% year-over-year, from $445.00M to $401.00M.
What is the long-term trend for Prudential Financial's retirement strategies — variable expenses?
Over 2 years (2023 to 2025), Prudential Financial's retirement strategies — variable expenses has grown at a 7.4% compound annual growth rate (CAGR), from $1.42B to $1.64B.
What does retirement strategies — variable expenses mean?
Expenses that rise or fall based on the volume of retirement business activity.