Discontinued — last reported Q4 '25
Products & Services · Actual in force different from expected
Variable Annuity — Actual in force different from expected
Prudential Financial Variable Annuity — Actual in force different from expected decreased by 15.4% to $11M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 64.5%, from $31M to $11M. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
StatementSegment
CategoryEfficiency
SignalHigher is better
VolatilityModerate
First reportedQ1 2023
Last reportedQ4 2025Feb 12, 2026
How to read this metric
Positive variance suggests higher retention or growth than expected, while negative variance suggests higher-than-expected lapses.
Detailed definition
This metric measures the variance between the actual number or value of annuity contracts in force compared to the actua...
Peer comparison
Similar to persistency or experience variance metrics used in actuarial reporting at peer insurers.
Metric ID:
pru_segment_variable_annuity_actual_in_force_different_from_expectedHistorical Data
8 periods
| Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q3 '24 | Q4 '24 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|
| Value | $20M | $20M | $20M | $20M | $22M | $31M | $13M | $11M |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +10.0% | +40.9% | -58.1% | -15.4% |
| YoY Change | — | — | — | — | +10.0% | +55.0% | -40.9% | -64.5% |
Range$11M – $31M
CAGR-28.9%
Avg YoY Growth-10.1%
Median YoY Growth-15.5%
Current Streak2 quarters decline
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Frequently Asked Questions
- What is Prudential Financial's variable annuity — actual in force different from expected?
- Prudential Financial (PRU) reported variable annuity — actual in force different from expected of $11M in Q4 2025.
- How has Prudential Financial's variable annuity — actual in force different from expected changed year-over-year?
- Prudential Financial's variable annuity — actual in force different from expected decreased by 64.5% year-over-year, from $31M to $11M.
- What does variable annuity — actual in force different from expected mean?
- The difference between the actual number of active annuity contracts and the number predicted by models.