Variable Universal Life — Interest credited to policyholders’ account balances
Prudential Financial Variable Universal Life — Interest credited to policyholders’ account balances decreased by 51.3% to $93.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 53.0%, from $198.00M to $93.00M. Over 4 years (FY 2021 to FY 2025), Variable Universal Life — Interest credited to policyholders’ account balances shows a downward trend with a -5.1% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
Higher credited interest increases the cost of funds, which may compress margins unless offset by higher investment yields.
Detailed definition
This represents the interest expense incurred by the insurer for crediting returns to policyholder account balances. It...
Peer comparison
Standard 'interest credited' expense reported by life insurers with interest-sensitive products.
pru_segment_variable_universal_life_interest_credited_to_policyholders_account_balancesHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $186.50M | $186.50M | $186.50M | $203.00M | $202.00M | $205.00M | $206.00M | $199.00M | $192.00M | $192.00M | $190.00M | $189.00M | $190.00M | $198.00M | $197.00M | $198.00M | $1.00M | $215.00M | $191.00M | $93.00M |
| QoQ Change | — | +0.0% | +0.0% | +8.8% | -0.5% | +1.5% | +0.5% | -3.4% | -3.5% | +0.0% | -1.0% | -0.5% | +0.5% | +4.2% | -0.5% | +0.5% | -99.5% | >999% | -11.2% | -51.3% |
| YoY Change | — | — | — | — | +8.3% | +9.9% | +10.5% | -2.0% | -5.0% | -6.3% | -7.8% | -5.0% | -1.0% | +3.1% | +3.7% | +4.8% | -99.5% | +8.6% | -3.0% | -53.0% |
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Frequently Asked Questions
- What is Prudential Financial's variable universal life — interest credited to policyholders’ account balances?
- Prudential Financial (PRU) reported variable universal life — interest credited to policyholders’ account balances of $93.00M in Q1 2026.
- How has Prudential Financial's variable universal life — interest credited to policyholders’ account balances changed year-over-year?
- Prudential Financial's variable universal life — interest credited to policyholders’ account balances decreased by 53.0% year-over-year, from $198.00M to $93.00M.
- What is the long-term trend for Prudential Financial's variable universal life — interest credited to policyholders’ account balances?
- Over 4 years (2021 to 2025), Prudential Financial's variable universal life — interest credited to policyholders’ account balances has grown at a -5.1% compound annual growth rate (CAGR), from $746.00M to $605.00M.
- What does variable universal life — interest credited to policyholders’ account balances mean?
- The interest expense paid to policyholders on their account balances.