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Pricesmart PSMT Provision for Credit Losses

Provision for Credit Losses at other companies

PFG

Performance Food GroupPFGC

$4.6M-31.3%

Other financials

Income statement

Revenue$1.5B+9.7%

Gross profit$265.1M+13.4%

Operating income$75.4M+15.6%

Net income$49.1M+12.2%

EPS (diluted)$1.62+11.7%

Balance sheet

Cash & equivalents$156.2M+19.9%

Total debt$286.0M+31.2%

Total equity$1.3B+13.7%

Total assets$2.4B+16.4%

Cash flow

Operating cash flow$62.0M-29.4%

CapEx$49.7M+43.6%

Free cash flow$12.3M-76.9%

Valuation

Market cap$5.62B+73.8%

Enterprise value$5.75B+73.0%

P/E36.1×+13.4×

P/S1×+0.4×

Profitability

Gross margin17.3%+0.1pp

Operating margin4.5%+0.1pp

Net margin2.8%0.0pp

FCF margin1.5%0.0pp

Returns & leverage

Return on equity12.4%-0.1pp

Debt / equity0.2×0.0×

Current ratio1.3×0.0×

Where this comes from

Reported directly by Pricesmart in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForDoubtfulAccounts.

The official record: Pricesmart’s 10-K, filed October 30, 2025, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pricesmart's provision for credit losses?: Pricesmart (PSMT) reported provision for credit losses of -$50K in Q2 2025.
How has Pricesmart's provision for credit losses changed year-over-year?: Pricesmart's provision for credit losses decreased by 400.0% year-over-year, from -$10K to -$50K.
What is the long-term trend for Pricesmart's provision for credit losses?: Over 2 years (2021 to 2025), Pricesmart's provision for credit losses has grown at a -2.9% compound annual growth rate (CAGR), from -$53K to -$50K.
What does provision for credit losses mean?: Non-cash provision for expected loan losses, added back in operating cash flow since it's a reserve build, not a cash payment.