Skip to content
OpenCapital
Get started

PayPal Holdings, Inc. PYPL Q2 2025 earnings

Reported July 29, 2025 · Before market open

Revenue$8.3BBeat by $203.6MDiluted EPS$1.40Beat by $0.10
Revenue estimate$8.1B
EPS estimate$1.30

Next report

Jul 28, 2026 (In 2 weeks)
Revenue estimate$8.5B
EPS estimate$1.28

Financials

Q2 2025

Income statement

See full
Revenue$8.3B+5.1%
Operating income$1.5B+13.5%
Net income$1.3B+11.8%
EPS (diluted)$1.29+19.4%

Balance sheet

See full
Cash & equivalents$19.0B+150%
Total debt$12.0B+14.2%
Total equity$20.2B-2.0%
Total assets$79.8B-5.0%

Cash flow

See full
Operating cash flow$898.0M-41.1%
CapEx$206.0M+31.2%
Free cash flow$692.0M-49.4%

Valuation & ratios

Valuation

as of 06/30/25
See full
Market cap$71.56B+15.9%
Enterprise value$64.59B-0.1%
P/E15.3×+1.4×
P/S2.2×+0.2×

Profitability

See full
Operating margin18.2%+0.8pp
Net margin14.5%+0.2pp
FCF margin16.4%-5.2pp

Returns & leverage

See full
Return on equity22.9%+0.9pp
Debt / equity0.6×+0.1×
Current ratio1.3×+0.1×

Segments

By segment

See full
Reportable Segment$8.3B+5.1%

Versus estimates

Revenue

Q1 2026$8.4BBeat by $303.1MQ4 2025$8.7BMiss by $112.4MQ3 2025$8.4BBeat by $180.9M
Q2 2025$8.3BBeat by $203.6M
Q1 2025$7.8BMiss by $58.1MQ4 2024$8.4BBeat by $108.3M

Diluted EPS

Q1 2026$1.34Beat by $0.07Q4 2025$1.23Miss by $0.06Q3 2025$1.34Beat by $0.14
Q2 2025$1.40Beat by $0.10
Q1 2025$1.33Beat by $0.17Q4 2024$1.19Beat by $0.08

Ask the moment PayPal Holdings, Inc. reports.

Connect your AI and ask the moment the filing drops. It reads the release, surfaces what management said, and gives you its own read.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

When did PayPal Holdings, Inc. report Q2 2025 earnings?
PayPal Holdings, Inc. (PYPL) reported Q2 2025 earnings on July 29, 2025 before market open.
What were PayPal Holdings, Inc.'s Q2 2025 revenue and EPS?
PayPal Holdings, Inc. reported revenue of $8.3B and diluted EPS of $1.40 for Q2 2025.
Did PayPal Holdings, Inc. beat estimates in Q2 2025?
Revenue beat the consensus estimate of $8.1B by $203.6M. EPS beat the consensus estimate of $1.30 by $0.10.
How did PayPal Holdings, Inc.'s Q2 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 5.4% from $7.9B a year earlier and diluted EPS grew 17.6% from $1.19.
Where can I find PayPal Holdings, Inc.'s Q2 2025 SEC filings?
You can read the 10-Q periodic report (0001633917-25-000161) directly on SEC EDGAR. The filing index links above go to sec.gov.