Increase (Decrease) In Transaction Loss Allowance For Cash Losses, Net
PayPal Holdings, Inc. Increase (Decrease) In Transaction Loss Allowance For Cash Losses, Net increased by 0.6% to $313M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 0.6%, from $311M to $313M. Over 3 years (FY 2021 to FY 2024), Increase (Decrease) In Transaction Loss Allowance For Cash Losses, Net shows relatively stable performance with a -1.3% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
An increase in the allowance often signals rising credit risk or deteriorating portfolio quality, whereas a decrease may suggest improved risk management or lower loss expectations.
Detailed definition
The net change in the reserve set aside to cover expected losses from payment transactions or credit defaults. This refl...
Peer comparison
Common in payment processors and consumer finance companies; comparable to 'provision for loan losses' in banking.
operating_increase_decrease_in_transaction_loss_allowanc_e4583aHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $294.5M | $294.5M | $294.5M | $307.5M | $307.5M | $307.5M | $307.5M | $297M | $297M | $297M | $297M | $282.75M | $282.75M | $282.75M | $282.75M | $311M | $313M |
| QoQ Change | — | +0.0% | +0.0% | +4.4% | +0.0% | +0.0% | +0.0% | -3.4% | +0.0% | +0.0% | +0.0% | -4.8% | +0.0% | +0.0% | +0.0% | +10.0% | +0.6% |
| YoY Change | — | — | — | — | +4.4% | +4.4% | +4.4% | -3.4% | -3.4% | -3.4% | -3.4% | -4.8% | -4.8% | -4.8% | -4.8% | +10.0% | +0.6% |
Increase (Decrease) In Transaction Loss Allowance For Cash Losses, Net at Other Companies
Frequently Asked Questions
- What is PayPal Holdings, Inc.'s increase (decrease) in transaction loss allowance for cash losses, net?
- PayPal Holdings, Inc. (PYPL) reported increase (decrease) in transaction loss allowance for cash losses, net of $313M in Q1 2026.
- How has PayPal Holdings, Inc.'s increase (decrease) in transaction loss allowance for cash losses, net changed year-over-year?
- PayPal Holdings, Inc.'s increase (decrease) in transaction loss allowance for cash losses, net increased by 0.6% year-over-year, from $311M to $313M.
- What is the long-term trend for PayPal Holdings, Inc.'s increase (decrease) in transaction loss allowance for cash losses, net?
- Over 3 years (2021 to 2024), PayPal Holdings, Inc.'s increase (decrease) in transaction loss allowance for cash losses, net has grown at a -1.3% compound annual growth rate (CAGR), from $1.18B to $1.13B.
- What does increase (decrease) in transaction loss allowance for cash losses, net mean?
- The change in the amount of money reserved to cover potential losses from bad transactions or defaults.