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PayPal Holdings, Inc. PYPL Increase (Decrease) In Transaction Loss Allowance For Cash Losses, Net

Increase (Decrease) In Transaction Loss Allowance For Cash Losses, Net at other companies

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Other financials

Income statement

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Revenue$8.7B+4.8%
Operating income$1.4B-5.1%
Net income$1.3B+3.9%
EPS (diluted)$1.25-3.1%

Balance sheet

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Cash & equivalents$22.0B+15.8%
Total debt$11.7B-2.4%
Total equity$19.8B-1.9%
Total assets$82.7B+3.7%

Cash flow

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Operating cash flow$2.0B+121%
CapEx$208.0M+1.0%
Free cash flow$1.8B+157%

Valuation

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Market cap$49.56B-25.3%
Enterprise value$39.3B-33.8%
P/E8.9×-3.7×
P/S1.5×-0.6×

Profitability

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Operating margin17.4%-0.7pp
Net margin16.4%0.0pp
FCF margin19.3%+2.9pp

Returns & leverage

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Return on equity27.9%+2.1pp
Debt / equity0.6×0.0×
Current ratio1.3×0.0×

Where this comes from

Reported directly by PayPal Holdings, Inc. in its filing.

Tagged under the XBRL concept pypl:IncreaseDecreaseInTransactionLossAllowanceForCashLossesNet.

The source filing: PayPal Holdings, Inc.’s 10-Q, filed July 28, 2026.

Filed
Jul 28, 2026, 5:03 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001633917-26-000082
Line itemSix Months Ended June 30, 2026Six Months Ended June 30, 2025
Proceeds from repayments and sales of loans receivable, originally classified as held for sale23,37314,112
Changes in assets and liabilities:
Accounts receivable78(115)
Transaction loss allowance for cash losses, net(602)(655)
Other current assets and non-current assets57(389)
Accounts payable2(50)
Other current liabilities and non-current liabilities(208)(451)
Net cash provided by operating activities3,1172,058

Item 1. Condensed Consolidated Balance Sheets

FAQ

What is PayPal Holdings, Inc.'s increase (decrease) in transaction loss allowance for cash losses, net?
PayPal Holdings, Inc. (PYPL) reported increase (decrease) in transaction loss allowance for cash losses, net of $289M in Q2 2026.
How has PayPal Holdings, Inc.'s increase (decrease) in transaction loss allowance for cash losses, net changed year-over-year?
PayPal Holdings, Inc.'s increase (decrease) in transaction loss allowance for cash losses, net decreased by 16.0% year-over-year, from $344M to $289M.
What is the long-term trend for PayPal Holdings, Inc.'s increase (decrease) in transaction loss allowance for cash losses, net?
Over 3 years (2021 to 2024), PayPal Holdings, Inc.'s increase (decrease) in transaction loss allowance for cash losses, net has grown at a -1.3% compound annual growth rate (CAGR), from $1.18B to $1.13B.
What does increase (decrease) in transaction loss allowance for cash losses, net mean?
The net change in the reserve set aside to cover expected losses from payment transactions or credit defaults. This reflects the company's assessment of credit risk and the quality of its transaction processing environment.

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