Other

Increase (Decrease) In Transaction Loss Allowance For Cash Losses, Net

PayPal Holdings, Inc. Increase (Decrease) In Transaction Loss Allowance For Cash Losses, Net increased by 0.6% to $313.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 0.6%, from $311.00M to $313.00M. Over 3 years (FY 2021 to FY 2024), Increase (Decrease) In Transaction Loss Allowance For Cash Losses, Net shows relatively stable performance with a -1.3% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementIncome Statement
SectionOther
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ1 2020
Last reportedQ1 2026May 5, 2026

How to read this metric

An increase suggests rising fraud or credit risk, while a decrease may indicate improved risk management or lower transaction volume.

Detailed definition

This metric represents the net change in the reserve set aside to cover anticipated losses from fraudulent transactions...

Peer comparison

Standard for payment processors and fintech companies managing transaction risk.

Metric ID: other_increase_decrease_in_transaction_loss_allowance_fo_4ad067

Historical Data

17 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q1 '26
Value$294.50M$294.50M$294.50M$307.50M$307.50M$307.50M$307.50M$297.00M$297.00M$297.00M$297.00M$282.75M$282.75M$282.75M$282.75M$311.00M$313.00M
QoQ Change+0.0%+0.0%+4.4%+0.0%+0.0%+0.0%-3.4%+0.0%+0.0%+0.0%-4.8%+0.0%+0.0%+0.0%+10.0%+0.6%
YoY Change+4.4%+4.4%+4.4%-3.4%-3.4%-3.4%-3.4%-4.8%-4.8%-4.8%-4.8%+10.0%+0.6%
Range$282.75M$313.00M
CAGR+1.5%
Avg YoY Growth-0.7%
Median YoY Growth-3.4%
Current Streak5 quarters growth

Frequently Asked Questions

What is PayPal Holdings, Inc.'s increase (decrease) in transaction loss allowance for cash losses, net?
PayPal Holdings, Inc. (PYPL) reported increase (decrease) in transaction loss allowance for cash losses, net of $313.00M in Q1 2026.
How has PayPal Holdings, Inc.'s increase (decrease) in transaction loss allowance for cash losses, net changed year-over-year?
PayPal Holdings, Inc.'s increase (decrease) in transaction loss allowance for cash losses, net increased by 0.6% year-over-year, from $311.00M to $313.00M.
What is the long-term trend for PayPal Holdings, Inc.'s increase (decrease) in transaction loss allowance for cash losses, net?
Over 3 years (2021 to 2024), PayPal Holdings, Inc.'s increase (decrease) in transaction loss allowance for cash losses, net has grown at a -1.3% compound annual growth rate (CAGR), from $1.18B to $1.13B.
What does increase (decrease) in transaction loss allowance for cash losses, net mean?
The change in the reserve fund set aside to cover expected losses from bad transactions.