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RBB Bancorp RBB Allowance for credit losses

Allowance for credit losses at other companies

Hope Bancorp logo
Hope BancorpHOPE
$155.11M+5.2%
PCB Bancorp logo
PCB BancorpPCB
$33.94M+6.3%
BSR
Sierra BancorpBSRR
$21.25M-21.4%
California BanCorp logo
California BanCorpBCAL
$34M-25.8%
NFB
Northfield BancorpNFBK
$37.03M+6.1%
East-West Bancorp logo
East-West BancorpEWBC

Other financials

Income statement

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Revenue$2.1M+86.3%
Net income$11.3M+393%

Balance sheet

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Cash & equivalents$196.9M-17.5%
Total debt$144.4M-2.5%
Total assets$4.2B+4.6%

Cash flow

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Operating cash flow$19.4M+150%
CapEx$157.0K-32.6%
Free cash flow$11.7M-32.2%

Valuation

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Market cap$449.65M+53.8%
Enterprise value$397.12M+96.9%
P/E11×-3.0×
P/S73.4×+15.6×

Profitability

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Net margin668.5%+255pp
FCF margin824.3%-266pp

Returns & leverage

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Return on equity11.3%
Debt / equity0.2×

Where this comes from

Reported directly by RBB Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest.

The official record: RBB Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is RBB Bancorp's allowance for credit losses?
RBB Bancorp (RBB) reported allowance for credit losses of $43.67M in Q1 2026.
How has RBB Bancorp's allowance for credit losses changed year-over-year?
RBB Bancorp's allowance for credit losses decreased by 15.9% year-over-year, from $51.93M to $43.67M.
What is the long-term trend for RBB Bancorp's allowance for credit losses?
Over 5 years (2020 to 2025), RBB Bancorp's allowance for credit losses has grown at a 8.4% compound annual growth rate (CAGR), from $29.34M to $43.89M.
What does allowance for credit losses mean?
Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.