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RBB Bancorp RBB Bank Owned Life Insurance Income

Bank Owned Life Insurance Income at other companies

PCB Bancorp logo
PCB BancorpPCB
$274K+10.9%
California BanCorp logo
California BanCorpBCAL
$518K+11.9%
NFB
Northfield BancorpNFBK
$1.89M+15.4%
Five Star Bancorp logo
Five Star BancorpFSBC
$225K+39.8%
Burke & Herbert Financial Services Corp. logo
Burke & Herbert Financial Services Corp.BHRB
$1.48M+24.0%
First Bancorp logo
First BancorpFBNC
$1.34M+9.1%

Other financials

Income statement

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Revenue$2.1M+86.3%
Net income$11.3M+393%

Balance sheet

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Cash & equivalents$196.9M-17.5%
Total debt$144.4M-2.5%
Total assets$4.2B+4.6%

Cash flow

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Operating cash flow$19.4M+150%
CapEx$157.0K-32.6%
Free cash flow$11.7M-32.2%

Valuation

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Market cap$449.65M+53.8%
Enterprise value$397.12M+96.9%
P/E11×-3.0×
P/S73.4×+15.6×

Profitability

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Net margin668.5%+255pp
FCF margin824.3%-266pp

Returns & leverage

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Return on equity11.3%
Debt / equity0.2×

Where this comes from

Reported directly by RBB Bancorp in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsuranceIncome.

The official record: RBB Bancorp’s 10-K, filed March 9, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is RBB Bancorp's bank owned life insurance income?
RBB Bancorp (RBB) reported bank owned life insurance income of $419K in Q4 2025.
How has RBB Bancorp's bank owned life insurance income changed year-over-year?
RBB Bancorp's bank owned life insurance income increased by 6.3% year-over-year, from $394.25K to $419K.
What is the long-term trend for RBB Bancorp's bank owned life insurance income?
Over 2 years (2023 to 2025), RBB Bancorp's bank owned life insurance income has grown at a 9.1% compound annual growth rate (CAGR), from $1.41M to $1.68M.
What does bank owned life insurance income mean?
This represents the income generated from life insurance policies held by the bank on the lives of key employees or executives. It serves as a non-interest income stream that helps offset the costs of employee benefit programs. Investors monitor this to understand the bank's diversification of revenue beyond traditional interest-based activities.