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Republic Bancorp RBCAA Net Interest Income

Net Interest Income at other companies

Customers Bancorp logo
Customers BancorpCUBI
$191.35M+14.3%
The Bancorp logo
The BancorpTBBK
$88.81M-3.2%
Renasant logo
RenasantRNST
$223.56M+66.6%
Merchants Bancorp logo
Merchants BancorpMBIN
$128.65M+5.3%
International Bancshares logo
International BancsharesIBOC
$165.63M+2.7%
Regions Financial logo
Regions FinancialRF
$1.25B+4.5%

Segments

By segment

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Republic Credit Solutions Division$12.76M+1.8%
Tax Refund Solutions$11.43M-61.7%
Warehouse Lending$3.9M+28.8%
Republic Payment Solutions$3.04M-24.0%

Other financials

Income statement

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Revenue$120.4M-11.4%
Net income$42.6M-9.9%
EPS (diluted)$1.68+29.0%

Balance sheet

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Cash & equivalents$599.1M-24.5%
Total debt$31.5M-14.5%
Total equity$1.1B+9.6%
Total assets$7.3B+2.5%

Cash flow

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Operating cash flow$73.0M-18.1%
CapEx$4.9M+202%
Free cash flow$68.1M-22.2%

Valuation

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Market cap$1.71B+11.2%
Enterprise value$1.14B+67.3%
P/E13.5×+0.5×
P/S4.3×+0.4×

Profitability

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Net margin31.5%+2.0pp
FCF margin35.3%-5.1pp

Returns & leverage

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Return on equity11.7%-0.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Republic Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: Republic Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Republic Bancorp's net interest income?
Republic Bancorp (RBCAA) reported net interest income of $90.45M in Q1 2026.
How has Republic Bancorp's net interest income changed year-over-year?
Republic Bancorp's net interest income decreased by 11.9% year-over-year, from $102.69M to $90.45M.
What is the long-term trend for Republic Bancorp's net interest income?
Over 4 years (2021 to 2025), Republic Bancorp's net interest income has grown at a 10.7% compound annual growth rate (CAGR), from $222.65M to $334.67M.
What does net interest income mean?
Net interest income is the difference between the interest earned on assets, such as loans and investments, and the interest paid on liabilities, such as deposits and borrowings. It is the fundamental measure of a bank's core profitability and its ability to manage interest rate spreads. This metric is a primary indicator of the health of the bank's traditional lending business.