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Republic Bancorp RBCAA Tax Refund Solutions — Interest Income Expense Net

Other segment segments

Republic Credit Solutions Division
$12.76M+1.8%
Warehouse Lending
$3.9M+28.8%
Republic Payment Solutions
$3.04M-24.0%

Similar metrics at other companies

Jackson Financial logo
JXNNet tax refund interest (benefit)
-$2.75M-22.2%
Jackson Financial logo
JXNNet tax refund interest (benefit)
7.2%+6.5pp
Pathward Financial, Inc. logo
CASHRefund advance and other tax fee income — Noninterest income:
$57.51M+18.4%
Pathward Financial, Inc. logo
CASHRefund transfer product fees — Noninterest income:
$34.79M+6.5%
First BanCorp logo
FBPTreasury And Investments — Interest Income Expense Net
-$25.1M+9.2%
Northwest Bancshares logo
NWBIBanking Segment — Income Tax
$16.12M+23.4%

Other financials

Income statement

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Revenue$120.4M-11.4%
Net income$42.6M-9.9%
EPS (diluted)$1.68+29.0%

Balance sheet

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Cash & equivalents$599.1M-24.5%
Total debt$31.5M-14.5%
Total equity$1.1B+9.6%
Total assets$7.3B+2.5%

Cash flow

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Operating cash flow$73.0M-18.1%
CapEx$4.9M+202%
Free cash flow$68.1M-22.2%

Valuation

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Market cap$1.71B+11.2%
Enterprise value$1.14B+67.3%
P/E13.5×+0.5×
P/S4.3×+0.4×

Profitability

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Net margin31.5%+2.0pp
FCF margin35.3%-5.1pp

Returns & leverage

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Return on equity11.7%-0.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Republic Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: Republic Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Republic Bancorp's tax refund solutions — interest income expense net?
Republic Bancorp (RBCAA) reported tax refund solutions — interest income expense net of $11.43M in Q1 2026.
How has Republic Bancorp's tax refund solutions — interest income expense net changed year-over-year?
Republic Bancorp's tax refund solutions — interest income expense net decreased by 61.7% year-over-year, from $29.81M to $11.43M.
What is the long-term trend for Republic Bancorp's tax refund solutions — interest income expense net?
Over 3 years (2021 to 2025), Republic Bancorp's tax refund solutions — interest income expense net has grown at a 25.0% compound annual growth rate (CAGR), from $15.59M to $30.49M.
What does tax refund solutions — interest income expense net mean?
This represents the net interest margin generated by the tax refund solutions segment after accounting for interest income earned on advances and interest expenses incurred to fund those assets. It reflects the profitability of the segment's core lending activities. Investors use this to assess the segment's ability to generate spread-based revenue from its specialized financial products.