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Republic Bancorp RBCAA Warehouse Lending — Interest Income Expense Net

Other segment segments

Republic Credit Solutions Division
$12.76M+1.8%
Tax Refund Solutions
$11.43M-61.7%
Republic Payment Solutions
$3.04M-24.0%

Similar metrics at other companies

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ABCBWarehouse Lending — Interest Income (Expense), Operating
$7.59M+28.7%
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ABCBWarehouse Lending — Interest Expense
$10.25M+10.2%
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ABCBWarehouse Lending — Net Income
$5.88M+29.2%
Walker & Dunlop logo
WDNet Warehouse Interest Income Expense Net — Revenue
$25K+103%
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ABCBWarehouse Lending — Noninterest Expense
$766K-11.6%
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ABCBWarehouse Lending — Noninterest Income
$796K+43.7%

Other financials

Income statement

See full
Revenue$120.4M-11.4%
Net income$42.6M-9.9%
EPS (diluted)$1.68+29.0%

Balance sheet

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Cash & equivalents$599.1M-24.5%
Total debt$31.5M-14.5%
Total equity$1.1B+9.6%
Total assets$7.3B+2.5%

Cash flow

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Operating cash flow$73.0M-18.1%
CapEx$4.9M+202%
Free cash flow$68.1M-22.2%

Valuation

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Market cap$1.71B+11.2%
Enterprise value$1.14B+67.3%
P/E13.5×+0.5×
P/S4.3×+0.4×

Profitability

See full
Net margin31.5%+2.0pp
FCF margin35.3%-5.1pp

Returns & leverage

See full
Return on equity11.7%-0.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Republic Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: Republic Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Republic Bancorp's warehouse lending — interest income expense net?
Republic Bancorp (RBCAA) reported warehouse lending — interest income expense net of $3.9M in Q1 2026.
How has Republic Bancorp's warehouse lending — interest income expense net changed year-over-year?
Republic Bancorp's warehouse lending — interest income expense net increased by 28.8% year-over-year, from $3.03M to $3.9M.
What is the long-term trend for Republic Bancorp's warehouse lending — interest income expense net?
Over 4 years (2021 to 2025), Republic Bancorp's warehouse lending — interest income expense net has grown at a -12.7% compound annual growth rate (CAGR), from $25.22M to $14.62M.
What does warehouse lending — interest income expense net mean?
Calculated as the difference between interest income generated from warehouse lending assets and the interest expense incurred to fund those assets. This is a primary indicator of the net interest profitability of the warehouse lending business segment.